5440 E Coldwater Rd, Flint, MI 48506 Property Records

Genesee County property record for 5440 E Coldwater Rd, Flint, MI 48506 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1994
Square Footage1,716 sqft Living Area
Lot Size67,562 sqft (1.55 acres)
Garage768 sqft
OccupancyOwner Occupied
Last Sale$168,000 (2024)
Tax Bill$1,067.00 (2025)

Property Details

APN / Parcel Number

Primary APN11-23-200-048

Interior

Full Baths2 Baths
Building Area1,716 sqft Living Area
1st Floor1,716 sqft 1st Floor

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleModular Style
Foundation TypeNo Foundation Foundation
Lot Area67,562 sqft (1.55 acres)
Depth X Width466 ft x 145 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage Area768 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address5440 E COLDWATER RD
CityFLINT
StateMI
Zip48506-4510
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionA PARCEL OF LAND BEG N 89 DEG 58 MIN 00 SEC W 715.99 FT FROM NE COR OF SEC TH N 89 DEG 58 MIN 00 SEC W 145.35 FT TH S 466 FT
Legal Range07E
Legal Township08N
Legal Section23
JurisdictionGENESEE MI
Minor Civil DivisionGENESEE
Census Blockgroup1
Census Block1000
Census Tract12008

Owner

Source: Genesee County records · APN 11-23-200-048

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1740 BIRD RD, ORTONVILLE, MI 48462-9082
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Dec 05, 2024Warranty Deed, Transfer · Conventional Mortgage
GENISYS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 05, 2024 · Amount on Record
Deed SaleDec 05, 2024 · Amount on Record
Prior SaleMay 19, 2016 · Amount on Record
Deed Doc Number202460547
Record RefreshedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address5440 E COLDWATER RD, FLINT, MI 48506-4510
Transaction TypeMortgage
Record UpdatedOct 03, 2025
Title CompanyAMERICA TITLE, AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5440 E GOLDWATER ROAD, FLINT, MI 48506

Mortgage

Document Number0000070576
DateAug 27, 2021
Instrument202108270070576
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP CORP
TypeMortgage Company
AddressANN ARBOR, MI 48108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 01, 2041

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateDec 05, 2024
Property Address5440 E COLDWATER RD, FLINT, MI 48506-4510
Document Number0000060547
Instrument DateNov 25, 2024
Instrument202412050060547
Transaction TypeTransfer
Record UpdatedOct 03, 2025
Title CompanyMASON BURGESS TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5440 E COLDWATER RD, FLINT, MI 48506-4510

Transferred To (Grantee/Buyer)

NameVerified Name
Address1740 BIRD RD, ORTONVILLE, MI 48462-9082

Mortgage

Document Number0000059428
DateDec 05, 2024
Instrument202411260059428
Lender
NameGENISYS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.62%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateDec 01, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.6%
IndexSOFR Average 30-Day
Margin3
Max Rate11.6%

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGenesee Charter Township
Unified School DistrictKearsley Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,067.00 (-56.29%) Homeowner's exemption$93,200 (+14.64%)$186,400 (+14.64%)
2024$2,441.00 (+22.36%)
2023$81,300$162,600
2021$1,995.00

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