5440 E 109th St, Tulsa, OK 74137 Property Records

Tulsa County property record for 5440 E 109th St, Tulsa, OK 74137

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,851 sqft · built 1994
Lot Size	0.232 acres (10,149 sqft)
Owner	2 Owner Names on File
Last Sale	$409,500 (Apr 2013)
Tax Bill	$6,858 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73245-83-27-15730`

Property Details

APN / Parcel Number

Primary APN	`73245-83-27-15730`
Alternative APN	`R73245832715730`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,851 sqft Living Area
Basement Area	2,355 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,149 sqft (0.232 acres)
Garage Type	Parking Structure
Garage Area	599 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	312 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R73245832715730
Street Address	5440 E 109TH ST
City	TULSA
State	OK
Zip	74137-7258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	LT 9 BLK 8
Legal Range	13E
Legal Township	18N
Legal Section	27
Legal Quarter	SW
Legal Subdivision	SOUTHERN WOODS ESTATES
Legal Block	8
Legal Lot Number	9
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	2
Census Block	2015
Census Tract	7654

Owner

Source: Tulsa County records · APN 73245-83-27-15730

Assessment roll updated October 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	5440 E 109TH ST, TULSA, OK 74137-7258
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 2013 · Amount on Record
Deed Sale	Apr 17, 2013 · Amount on Record
Prior Sale	Dec 15, 2006
Deed Document Number	2013037243
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	5440 E 109TH ST, TULSA, OK 74137-7258
Transaction Type	Mortgage
Record Updated	Dec 06, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134993
Date	Nov 23, 2021
Instrument	2021134993

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Tulsa County records · Assessment roll updated October 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Tulsa City
Unified School District	Jenks Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,858.00 (+6.21%) Homeowner's exemption	$49,699 (+6.22%) Land $8,582 Building $41,117	$528,500 (+1.44%) Land $91,266 Building $437,234
2023	$6,457.00 (+3.06%)	$46,789 (+3.07%) Land $8,197 Building $38,592	$520,972 (+20.02%) Land $91,266 Building $429,706
2022	$6,265.00 Homeowner's exemption	$45,396 Land $9,545 Building $35,851	$434,070 Land $91,266 Building $342,804

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Bixby Telephone Company.

Based on FCC filings for 390 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TULSA serves 413,000 people
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.