Hamilton County property record for 5440 Cooper Rd, Cincinnati, OH 45242
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 3,743 sqft · built 2023 |
| Lot Size | 0.446 acres (19,428 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $872,150 (May 2024) |
| Tax Bill | $12,935 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 612-0040-0367-00 |
| Primary APN | 612-0040-0367-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,743 sqft Living Area |
| Gross Area | 5,465 sqft |
| 1st Floor Area | 2,468 sqft |
| Basement Area | 2,468 sqft |
| Finished Basement | 1,275 sqft |
| Unfinished Basement | 1,193 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 19,428 sqft (0.446 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 624 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 5440 COOPER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45242-7010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | NS COOPER RD 100 X 200 IRR R1- T4- S19 SW |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | BLUE ASH |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 23522 |
Source: Hamilton County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5440 COOPER RD, CINCINNATI, OH 45242-7010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC |
| May 9, 2024 | Warranty Deed, Subdivision Related Transfer · VA Mortgage UMORTGAGE LLC |
| Dec 1, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2024 · Amount on Record |
| Deed Sale | May 9, 2024 · Amount on Record |
| Prior Sale | Dec 1, 2021 · Amount on Record |
| Deed Document Number | 202430978 |
| Deed Book / Page | 15163 / 1839 |
| Prior Transfer Date | Jan 23, 2018 |
| Prior Transfer Doc | 0000006890 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5440 COOPER RD, CINCINNATI, OH 45242-7010 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5440 COOPER RD, CINCINNATI, OH 45242-7010 |
| Document Number | 0000014852 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 15612/1972 |
| Instrument | 2026-0014852 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45242 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 9, 2024 |
| Property Address | 5440 COOPER RD, CINCINNATI, OH 45242-7010 |
| Document Number | 0000030978 |
| Book / Page | 15163 / 1839 |
| Instrument Date | May 3, 2024 |
| Instrument | 2024-0030978 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $872.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5440 COOPER RD, CINCINNATI, OH 45242-7010 |
| Investor | Possibly a Property Investor |
| Document Number | 0000030979 |
|---|---|
| Date | May 9, 2024 |
| Instrument | 2024-0030979 |
| Name | UMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 1, 2021 |
| Property Address | 5440 COOPER RD, BLUE ASH, OH 45242-7010 |
| Document Number | 0000144387 |
| Book / Page | 14554 / 2977 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021-0144387 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11025 REED HARTMAN HWY, BLUE ASH, OH 45242-1846 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Blue Ash City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,935.00 (-4.82%) Homeowner's exemption | $318,662 (+4.39%) Land $77,004 Building $241,658 | $910,460 (-) Land $220,010 Building $690,450 |
| 2024 | $13,590.00 (+1,690.51%) | $305,253 (+1,679.9%) Land $77,000 Building $228,253 | |
| 2023 | $759.00 (-64.91%) | $17,150 (-58.08%) Land $17,150 | $910,460 (+678.84%) Land $220,010 Building $690,450 |
| 2022 | $2,163.00 | $40,915 Land $17,059 Building $23,856 | |
| 2020 | $116,900 Land $48,740 Building $68,160 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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