5440 Chestnut Hill Dr, Willoughby, OH 44094 Property Records

Lake County property record for 5440 Chestnut Hill Dr, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 930 sqft · built 1955
Lot Size	0.206 acres (8,999 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Jul 2022)
Tax Bill	$3,957 (2023)
Deeds & Mortgages	Feb 2023 Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-A-007-M-00-014-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-007-M-00-014-0`
Alternative APN	`C 93`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	930 sqft Living Area
1st Floor Area	912 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,999 sqft (0.206 acres)
Lot Dimensions	150 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	C 93
Street Address	5440 CHESTNUT HILL DR
City	WILLOUGHBY
State	OH
Zip	44094-4346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 2, 3, 4 & TRACT 10 & 14
Legal Subdivision	RIDGE ACRES ESTATES NO. 2
Legal Tract	10,14
Legal Lot Number	514
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1007
Census Tract	201300

Owner

5440 Chestnut Hill Dr is owned by an individual who acquired it in February 2023.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	38050 POPLAR DR, WILLOUGHBY, OH 44094-7553
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FSLA OF LAKEWOOD
Jul 21, 2022	Warranty Deed, Transfer EMERALD GLEN TITLE AGENCY
Jul 31, 2017	Affidavit of Death, Transfer CONWAY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Prior Sale	Jul 21, 2022 · Amount on File
Deed Document Number	0000020377
Last Transfer Date	Feb 27, 2023
Transfer Doc	0000003263
Record Updated	Jun 7, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE OH
Recording Date	Feb 27, 2023
Property Address	5440 CHESTNUT HILL DR, WILLOUGHBY, OH 44094-4346
Document Number	0000003263
Map Reference	VOL J PG 107&107-1
Instrument Date	Feb 25, 2023
Instrument	2023R003263
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	38050 POPLAR DR, WILLOUGHBY, OH 44094-7553

Mortgage

Document Number	0000003264
Date	Feb 27, 2023
Instrument	2023R003264

Lender

Name	FIRST FSLA OF LAKEWOOD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jul 21, 2022
Property Address	5440 CHESTNUT HILL DR, WILLOUGHBY, OH 44094-4346
Document Number	0000020377
Map Reference	VOL J PG 107&107-1
Instrument Date	Jul 20, 2022
Instrument	2022R020377
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	EMERALD GLEN TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5440 CHESTNUT HILL DR, WILLOUGHBY, OH 44094-4346

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE OH
Recording Date	Jul 31, 2017
Property Address	5440 CHESTNUT HILL DR, WILLOUGHBY, OH 44094-4346
Document Number	0000020180
Instrument Date	Jul 24, 2017
Instrument	20180
Transaction Type	Transfer
Record Updated	Aug 7, 2017
Title Company	CONWAY TITLE

Transaction

Tax	$0.00
Additional	Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5440 CHESTNUT HILL DR WILLOUGHBY OH 440944346, WILLOUGHBY, OH 44094-4346

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,957.00 (+92.18%) Homeowner's exemption	$41,800 (-) Land $14,220 Building $27,580
2022	$2,059.00 Homeowner's exemption Senior Citizen's exemption	$41,800 Land $14,220 Building $27,580
2021			$119,430 Land $40,630 Building $78,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5440 Chestnut Hill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5440 Chestnut Hill Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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