5440 Cedarhurst Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5440 Cedarhurst Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1958
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Dec 2009)
Tax Bill	$2,465 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`232-0083-010-0000`

Property Details

APN / Parcel Number

Primary APN	`232-0083-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	469 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5440 CEDARHURST WAY
City	CARMICHAEL
State	CA
Zip	95608-0741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MERRIHILL 02, LOT 114
Legal Subdivision	MERRIHILL 02
Legal Lot Number	114
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2009
Census Tract	8117

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5440 CEDARHURST WAY, CARMICHAEL, CA 95608-0741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Line of Credit DISCOVER BANK
Dec 20, 2019	Deed of Trust, Mortgage · Conventional with PMI PARAMOUNT PTRS GRP
Mar 11, 2019	Quit Claim Deed, Mortgage · Conventional with PMI PARAMOUNT PTRS GRP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 4, 2009 · Amount on Record
Deed Sale	Dec 4, 2009 · Amount on Record
Deed Book / Page	20091204 / 913
Last Transfer Date	Mar 5, 2019
Transfer Doc	3110000000736
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5440 CEDARHURST WAY, CARMICHAEL, CA 95608-0741
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5440 CEDARHURST WAY, CARMICHAEL, CA 95608-0741

Mortgage

Document Number	0000000164
Date	Aug 4, 2023
Instrument	202308040164

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5440 CEDARHURST WAY, CARMICHAEL, CA 95608-0741
Document Number	1912270006
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5440 CEDARHURST WAY CARMICHAEL CA 956080741, CARMICHAEL, CA 95608-0741

Mortgage

Document Number	1912270006
Date	Dec 27, 2019
Instrument	1912270006

Lender

Name	PARAMOUNT PTRS GRP
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

March 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 11, 2019
Property Address	5440 CEDARHURST WAY, CARMICHAEL, CA 95608-0741
Document Number	1903110736
Instrument Date	Mar 5, 2019
Instrument	1903110736
Transaction Type	Mortgage
Record Updated	Mar 22, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5440 CEDARHURST WAY CARMICHAEL CA 956080741, CARMICHAEL, CA 95608-0741

Mortgage

Document Number	1903110737
Date	Mar 11, 2019
Instrument	1903110737

Lender

Name	PARAMOUNT PTRS GRP
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$210,643 (+2%) Land $118,488 Building $92,155
2025	$2,465.00 (+0.94%)	$206,514 (+4.04%) Land $116,165 Building $90,349
2024	$2,442.00 (+2.61%)
2023	$2,380.00 (+0.51%)	$198,497 Land $111,655 Building $86,842
2022	$2,368.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net, T-Mobile.

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