Seminole County property record for 5440 Carter Rd, Lake Mary, FL 32746
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,513 sqft · built 1979 |
| Lot Size | 2.71 acres (118,048 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100 (Sep 2015) |
| Tax Bill | $3,338 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-20-29-502-0000-0150 |
| Primary APN | 02-20-29-502-0000-0150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,513 sqft Living Area |
| 1st Floor Area | 1,513 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 118,048 sqft (2.71 acres) |
| Garage Type | Detached |
| Garage Area | 627 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 189 sqft |
| Patio Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5440 CARTER RD |
|---|---|
| City | LAKE MARY |
| State | FL |
| Zip | 32746-4050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | E 375 FT OF LOT 15 (LESS N 15 FT) & S 15 FT OF N 30 FT OF LOT 14 WAITES SUBD PB 2 PG 47 |
| Legal Range | 29E |
| Legal Township | 20S |
| Legal Section | 02 |
| Legal Subdivision | WAITES SUBD |
| Legal Tract | 502 |
| Legal Lot Number | 15,14 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20703 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5440 CARTER RD, LAKE MARY, FL 32746-4050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2015 · Amount on Record |
| Deed Sale | Sep 1, 2015 · Amount on Record |
| Prior Sale | Mar 8, 2002 |
| Deed Book / Page | 8550 / 624 |
| Last Transfer Date | Dec 1, 2015 |
| Transfer Doc | 0086060236 |
| Record Updated | Jun 8, 2026 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,338.00 (+20.2%) Homeowner's exemption | $263,467 (+5.99%) | $547,115 (+8.23%) Land $352,400 Building $194,715 |
| 2023 | $2,777.00 Homeowner's exemption | $248,584 | $505,533 Land $325,300 Building $180,233 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 94 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 5 (2017–2022) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY NORTHWEST serves 31,986 people · EPA ID FL3594107 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: WOW Internet, Cable & Phone.
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