Winnebago County property record for 5440 Bridge St, Roscoe, IL 61073
| Property Type | Commercial |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Sep 2018) |
| Tax Bill | $5,635 (2025) |
| Deeds & Mortgages | Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-33-382-010 |
| Primary APN | 04-33-382-010 |
|---|---|
| Alternative APNs |
|
| Street Address | 5440 BRIDGE ST |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-8571 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | S W LELANDS ADD TO ROSCOE LT 7 BLK 3 |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 3904 |
5440 Bridge St, a commercial property, is owned by two individuals who bought it in September 2018.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5952 WAINWRIGHT CT, ROSCOE, IL 61073-1913 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2018 · Amount on File |
| Deed Sale | Sep 12, 2018 · Amount on File |
| Deed Document Number | 20181026366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Sep 12, 2018 |
| Property Address | 5440 BRIDGE ST, ROSCOE, IL 61073-8571 |
| Document Number | 0001026366 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 1026366 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2020 |
| Title Company | MAGNUS TITLE AGENCY, MTA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5952 WAINWRIGHT CT ROSCOE IL 610731913, ROSCOE, IL 61073-1913 |
| Document Number | 1026367 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 1026367 |
| Name | MIDLAND STATES BK |
|---|---|
| Type | Bank |
| Address | BELVIDERE, IL 61008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 11, 2023 |
| Rate | 5.97% |
|---|
The 2025 property tax bill for 5440 Bridge St was $5,635.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Municipality | Roscoe Village |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,635.00 | $67,079 Land $28,741 Building $38,338 | $201,237 Land $86,223 Building $115,014 |
| 2022 | $50,261 Land $21,535 Building $28,726 | $150,783 Land $64,605 Building $86,178 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5440 Bridge St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1978–1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5440 Bridge St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Metronet, T-Mobile, Verizon.
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