5440 Boutin Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5440 Boutin Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,059 sqft · built 2024
Lot Size	1.08 acres (47,088 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Jul 2026)
Tax Bill	$4,404 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2023 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`33-26-31-4950-0001-070C`

Property Details

APN / Parcel Number

Primary APN	`33-26-31-4950-0001-070C`
Alternative APNs	`26313349500001070C` `99124`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,059 sqft Living Area
Gross Area	1,083 sqft
1st Floor Area	1,059 sqft
Flooring	Wood

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	L-Shape
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,088 sqft (1.08 acres)
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	5440 BOUTIN LN
City	SAINT CLOUD
State	FL
Zip	34772-9041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAE1
Legal Description	S L & I C PB B PG 29 E 150 FT OF W 462.5 FT LOT 70 LESS N 12.5 FT
Legal Range	31E
Legal Township	26S
Legal Section	33
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	1
Legal Lot Number	70
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1015
Census Tract	43802

Owner

5440 Boutin Ln is owned and occupied by an individual who bought it in July 2026.

Source: Osceola County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	5440 BOUTIN LN, SAINT CLOUD, FL 34772-9041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage NORWICH COMMERCIAL
Oct 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Oct 14, 2024	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Jun 8, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 29, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 27, 2019	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Prior Sale	Nov 27, 2019 · Amount on File
Deed Document Number	202698471
Deed Book / Page	7010 / 2118
Prior Transfer Date	Jun 3, 2022
Prior Transfer Doc	0062290434
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 28, 2026
Property Address	5440 BOUTIN LN, SAINT CLOUD, FL 34772-9041
Document Number	0000098471
Book / Page	7010 / 2118
Instrument Date	Jul 24, 2026
Instrument	202698471
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	TITLE GROUP, YOUR TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5440 BOUTIN LN, SAINT CLOUD, FL 34772-9041

Mortgage

Document Number	0000098472,
Date	Jul 28, 2026
Instrument	202698472

Lender

Name	NORWICH COMMERCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5440 BOUTIN LN, SAINT CLOUD, FL 34772-9041
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 S PARKSIDE DR, ROUND LAKE, IL 60073-4260

Mortgage

Document Number	0064890917
Date	Oct 13, 2023
Book Page	6489/917
Instrument	2023135090

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 10, 2024

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5440 BOUTIN LN, SAINT CLOUD, FL 34772-9041
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 S PARKSIDE DR, ROUND LAKE, IL 60073-4260

Mortgage

Document Number	0066771826
Date	Oct 14, 2024
Book Page	6677/1826
Instrument	2024129273

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 8, 2022
Property Address	5440 BOUTIN LN, SAINT CLOUD, FL 34772-9041
Document Number	0062290434
Book / Page	6229 / 434
Map Reference	MB B PG 29
Instrument Date	Jun 3, 2022
Instrument	2022089416
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	766 S PARKSIDE DR # DR5, DR5, ROUND LAKE, IL 60073-4260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 S PARKSIDE DR, ROUND LAKE, IL 60073-4260

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 29, 2021
Property Address	5440 BOUTIN LN, SAINT CLOUD, FL 34772-9041
Document Number	0059220698
Book / Page	5922 / 698
Map Reference	MB B PG 29
Instrument Date	Mar 19, 2021
Instrument	2021046156
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1848 COUNTY ROAD MM, FITCHBURG, WI 53575-2117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25386 RADKE TER, CHANTILLY, VA 20152-3989

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 27, 2019
Property Address	BOUTIN LN, SAINT CLOUD, FL 34772
Document Number	0056310215
Book / Page	005631 / 000215
Instrument Date	Nov 26, 2019
Instrument	154528
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 S PARKSIDE DR ROUND LAKE IL 600734260, ROUND LAKE, IL 60073-4260

Tax Assessment & Valuation

The 2025 property tax bill for 5440 Boutin Ln was $4,404 with a homeowner's exemption.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,404.00 Homeowner's exemption	$307,300 Land $88,600 Building $218,700	$307,300 Land $88,600 Building $218,700
2023	$768.00 (+22.1%)	$55,000 (+22.22%) Land $55,000	$55,000 (+22.22%) Land $55,000
2022	$629.00	$45,000 Land $45,000	$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5440 Boutin Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5440 Boutin Ln is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 67% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Boutin Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures