Caroline County property record for 5440 Bethlehem Rd, Preston, MD 21655
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,200 sqft · built 1960 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Jun 2005) |
| Tax Bill | $1,840 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-022343 |
| Primary APN | 04-022343 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,200 sqft Total Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 50,094 sqft (1.15 acres) |
| Porch | Slab |
| Porch Area | 180 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 022343 |
|---|---|
| Street Address | 5440 BETHLEHEM RD |
| City | PRESTON |
| State | MD |
| Zip | 21655-2233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1.15 AC L-2 N/S MD 578 NE OF BETHLEHEM |
| Legal Subdivision | MARGARET VAN SCHAIK |
| Legal Lot Number | 2 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 4, PRESTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 955500 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5440 BETHLEHEM RD, PRESTON, MD 21655-2233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2005 · Amount on Record |
| Deed Sale | Jun 29, 2005 · Amount on Record |
| Prior Sale | Jul 21, 2003 · Amount on Record |
| Deed Document Number | 200550745 |
| Deed Book / Page | 615 / 481 |
| Transfer Doc | 0000000617 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 5440 BETHLEHEM RD, PRESTON, MD 21655-2233 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5440 BETHLEHEM RD, PRESTON, MD 21655-2233 |
| Document Number | 0016320395 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | 1632/395 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 17, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 5440 BETHLEHEM RD, PRESTON, MD 21655-2233 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0015030454 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 1503/454 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 1, 2036 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,840.00 (+2.91%) | $166,000 (+16.08%) Land $60,600 Building $105,400 | $166,000 (+16.08%) Land $60,600 Building $105,400 |
| 2025 | $1,788.00 (+14.54%) | ||
| 2023 | $1,561.00 | $143,000 Land $60,600 Building $82,400 | $143,000 Land $60,600 Building $82,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
| Xfinity Cable | 1,200 / 35 |
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