5440 Bethlehem Rd, Preston, MD 21655 Property Records

Caroline County property record for 5440 Bethlehem Rd, Preston, MD 21655

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,200 sqft · built 1960
Lot Size1.15 acres (50,094 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Jun 2005)
Tax Bill$1,840 (2026)
Deeds & MortgagesJun 2023 Line of Credit
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN04-022343

Property Details

APN / Parcel Number

Primary APN04-022343
Alternative APNs
  • 4022343
  • 022343

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,200 sqft Total Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area50,094 sqft (1.15 acres)
PorchSlab
Porch Area180 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number022343
Street Address5440 BETHLEHEM RD
CityPRESTON
StateMD
Zip21655-2233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description1.15 AC L-2 N/S MD 578 NE OF BETHLEHEM
Legal SubdivisionMARGARET VAN SCHAIK
Legal Lot Number2
JurisdictionCAROLINE MD
Township / Civil Division4, PRESTON
Census Block Group1
Census Block1013
Census Tract955500

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5440 BETHLEHEM RD, PRESTON, MD 21655-2233
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jun 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2005 · Amount on Record
Deed SaleJun 29, 2005 · Amount on Record
Prior SaleJul 21, 2003 · Amount on Record
Deed Document Number200550745
Deed Book / Page615 / 481
Transfer Doc0000000617
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE MD
Property Address5440 BETHLEHEM RD, PRESTON, MD 21655-2233
Transaction TypeMortgage
Record UpdatedJul 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5440 BETHLEHEM RD, PRESTON, MD 21655-2233

Mortgage

Document Number0016320395
DateJun 21, 2023
Book Page1632/395
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJun 17, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE MD
Property Address5440 BETHLEHEM RD, PRESTON, MD 21655-2233
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015030454
DateJun 23, 2021
Book Page1503/454
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,840.00 (+2.91%)$166,000 (+16.08%) Land $60,600 Building $105,400$166,000 (+16.08%) Land $60,600 Building $105,400
2025$1,788.00 (+14.54%)
2023$1,561.00$143,000 Land $60,600 Building $82,400$143,000 Land $60,600 Building $82,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Choptank Fiber
Fiber
2,500 / 2,500
Xfinity
Cable
1,200 / 35

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