Chambers County property record for 5440 25th Ave, Valley, AL 36854
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 884 sqft · built 1980 |
| Lot Size | 0.298 acres (12,960 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $379 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-03-07-3-003-012.000 |
| Primary APN | 12-18-03-07-3-003-012.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Upper Floors Area | 546 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 12,960 sqft (0.298 acres) |
| Lot Dimensions | 120 ft deep x 108 ft wide |
| Garage Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 578 sqft |
| Porch | Slab |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 15424 |
|---|---|
| Street Address | 5440 25TH AVE |
| City | VALLEY |
| State | AL |
| Zip | 36854-5072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5A. M. HOLMES LAND SKETCHD.B. 151 PG. 430LESS ROAD R.O.W.IN SW1/4 OF SW1/4S7 T21N R29ECITY OF VALLEY |
| Legal Range | 29 |
| Legal Township | 21 |
| Legal Section | 07 |
| Legal Lot Number | 5 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | VALLEY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 954300 |
5440 25th Ave is owned and occupied by an individual.
Source: Chambers County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5440 25TH AVE, VALLEY, AL 36854-5072 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 5440 25TH AVE, VALLEY, AL 36854-5072 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20174053 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 2017-4053 |
| Name | CHARTERBANK |
|---|---|
| Type | Bank |
| Address | WEST POINT, GA 31833 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.49% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.49% |
| Max Rate At Change | 6.49% |
| Index | 1-Year CMT |
| Margin | 1 |
| Max Rate | 10.4% |
The 2026 property tax bill for 5440 25th Ave was $379 with exemptions applied, up 7.4% from the year before.
Source: Chambers County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Municipality | Valley City |
| Unified School District | Chambers County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379.00 (+7.37%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $353.00 (+7.95%) | $28,652 (+177.1%) Land $980 Building $27,672 | $143,260 (+38.4%) Land $4,900 Building $138,360 |
| 2024 | $327.00 Additional exemption filed | $10,340 (-) Land $540 Building $9,800 | $103,510 (-) Land $5,410 Building $98,100 |
| 2023 | $327.00 (-8.15%) Additional exemption filed | $10,340 (-7.18%) Land $540 Building $9,800 | $103,510 (-7.13%) Land $5,410 Building $98,100 |
| 2022 | $356.00 Additional exemption filed | $11,140 Land $540 Building $10,600 | $111,460 Land $5,410 Building $106,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5440 25th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5440 25th Ave is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 49% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures