5440 1st Ave W, Gilbert, MN 55741 Property Records

St. Louis County property record for 5440 1st Ave W, Gilbert, MN 55741

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,512 sqft · built 2006
Lot Size0.453 acres (19,745 sqft)
OwnerIndividual Name on File
Tax Bill$418 (2026)
Flood ZoneZone X (minimal risk)
APN160-0010-00970

Property Details

APN / Parcel Number

Primary APN160-0010-00970
Alternative APNs
  • 1162754
  • 546799

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,512 sqft Gross Area
1st Floor Area1,512 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Lot Area19,745 sqft (0.453 acres)
Deck Area120 sqft
Storage Building64 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number1162754
Street Address5440 1ST AVE W
CityGILBERT
StateMN
Zip55741-9503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 THRU 6 SERIAL #
Legal SubdivisionMCKINLEY
Legal Block15
Legal Lot Number1-6
JurisdictionST LOUIS MN
Township / Civil DivisionMCKINLEY
Census Block Group1
Census Block1067
Census Tract13600

Owner

5440 1st Ave W is owned and occupied by an individual who acquired it in April 2006.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address5440 1ST AVE W, GILBERT, MN 55741-9503
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 3, 2006
Transfer Doc0001014490
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 5440 1st Ave W was $418 with a homeowner's exemption, up 3.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityMcKinley City
Unified School DistrictRock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$418.00 (+3.47%) Homeowner's exemption
2025$404.00 (-28.11%) Homeowner's exemption$76,100 (+5.84%) Land $8,200 Building $67,900$76,100 (+5.84%) Land $8,200 Building $67,900
2024$562.00$71,900 Land $7,700 Building $64,200$71,900 Land $7,700 Building $64,200
2022$60,600 Land $6,400 Building $54,200$60,600 Land $6,400 Building $54,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5440 1st Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5440 1st Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMcKinley
serves 110 people · EPA ID MN1690033
Water SourcePurchased groundwater from Gilbert
Last State InspectionOct 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 1st Ave W

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