544 Terrace Dr, Redding, CA 96002 Property Records

Shasta County property record for 544 Terrace Dr, Redding, CA 96002

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,646 sqft · built 1971
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$480,000 (May 2023)
Tax Bill	$5,403 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070-060-020-000`

Property Details

APN / Parcel Number

Primary APN	`070-060-020-000`
Alternative APN	`07006020`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,646 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	070060020000
Street Address	544 TERRACE DR
City	REDDING
State	CA
Zip	96002-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	COUNTRY CLUB MANOR
Legal Lot Number	20
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	2
Census Block	2014
Census Tract	10900

Owner

Source: Shasta County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	544 TERRACE DR, REDDING, CA 96002-2623
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
May 3, 2023	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Feb 17, 2017	Grant Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Feb 17, 2017 · Amount on Record
Deed Document Number	20239047
Prior Transfer Date	Dec 4, 2006
Prior Transfer Doc	0000061980
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	544 TERRACE DR, REDDING, CA 96002-2623
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 TERRACE DR, REDDING, CA 96002-2623

Mortgage

Document Number	0000005552
Date	Mar 12, 2026
Instrument	2026-0005552

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	May 3, 2023
Property Address	544 TERRACE DR, REDDING, CA 96002-2623
Document Number	0000009047
Map Reference	MB 12 PG 39
Instrument Date	Apr 28, 2023
Instrument	2023-0009047
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	544 TERRACE DR, REDDING, CA 96002-2623

Mortgage

Document Number	0000009048
Date	May 3, 2023
Instrument	2023-0009048

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Feb 17, 2017
Property Address	544 TERRACE DR, REDDING, CA 96002-2623
Document Number	0000004972
Map Reference	MAP12 PG39
Instrument Date	Feb 15, 2017
Instrument	2017-0004972
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1252, PALO CEDRO, CA 96073-1252

Mortgage

Document Number	0000004973
Date	Feb 17, 2017
Instrument	2017-0004973

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Municipality	Redding City
Elementary School District	Enterprise Elementary School District (KG - 08)
Secondary School District	Shasta Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$509,379 (+2%) Land $58,366 Building $451,013
2025	$5,403.00 (+1.54%) Homeowner's exemption	$499,392 (+59.89%) Land $57,222 Building $442,170
2024	$5,321.00 (+56.5%)
2023	$3,400.00 (+2.94%) Homeowner's exemption	$312,341 Land $55,774 Building $256,567
2022	$3,303.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1986–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDDING serves 90,254 people · EPA ID CA4510005
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Com-Pair Services Fixed Wireless	100 / 25

May also be available: AT&T, DigitalPath, GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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