544 Sutton St, Northbridge, MA 01534 Property Records

Worcester County and Northbridge Town property record for 544 Sutton St, Northbridge, MA 01534

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,548 sqft · built 1995
Lot Size	3.39 acres (148,029 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (Aug 2023)
Tax Bill	$8,606 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`NBRI M:00019 B:00033`

Property Details

APN / Parcel Number

Primary APN	`NBRI M:00019 B:00033`
Alternative APN	`NBTR M:00019 B:00033`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,548 sqft Living Area
Gross Area	4,428 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	148,029 sqft (3.39 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	544 SUTTON ST
City	NORTHBRIDGE
State	MA
Zip	01534-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	33
Jurisdiction	NORTHBRIDGE MA
Township / Civil Division	NORTHBRIDGE
Census Block Group	3
Census Block	3007
Census Tract	750200

Owner

Source: Worcester County and Northbridge Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	544 SUTTON ST, NORTHBRIDGE, MA 01534-1054
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNIBANK FOR SAVINGS
Nov 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNIBANK FOR SAVINGS
Aug 21, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Feb 28, 2017	Deed of Trust, Mortgage · Closed-End Mortgage UNIBANK FOR SAVINGS
Feb 14, 2019	Deed of Trust, Mortgage · Line of Credit UNIBANK FOR SAVINGS
Feb 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNIBANK FOR SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Prior Sale	Jan 27, 2014 · Amount on Record
Deed Book / Page	69544 / 319
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBRIDGE MA
Property Address	544 SUTTON ST, NORTHBRIDGE, MA 01534-1054
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00073330-1
Date	Mar 18, 2026
Book Page	73330/1
Instrument	20590

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBRIDGE MA
Property Address	544 SUTTON ST, NORTHBRIDGE, MA 01534-1054
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065328-80
Date	Jun 7, 2021
Book Page	65328/80
Instrument	78278

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBRIDGE MA
Property Address	544 SUTTON ST, NORTHBRIDGE, MA 01534-1054
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066426-241
Date	Nov 1, 2021
Book Page	66426/241
Instrument	153238

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHBRIDGE MA
Recording Date	Aug 21, 2023
Property Address	544 SUTTON ST, NORTHBRIDGE, MA 01534-1054
Document Number	069544-319
Book / Page	69544 / 319
Instrument Date	Aug 21, 2023
Instrument	68931
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	544 SUTTON ST, NORTHBRIDGE, MA 01534-1054

Mortgage

Document Number	0000068932
Date	Aug 21, 2023
Instrument	68932

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBRIDGE MA
Property Address	544 SUTTON ST, NORTHBRIDGE, MA 01534-1054
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56788-379
Date	Feb 28, 2017
Book Page	56788/379
Instrument	20585

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2037

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBRIDGE MA
Property Address	544 SUTTON ST, NORTHBRIDGE, MA 01534-1054
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60046-195
Date	Feb 14, 2019
Book Page	60046/195
Instrument	13710

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2039

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBRIDGE MA
Property Address	544 SUTTON ST, NORTHBRIDGE, MA 01534-1054
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60039-90
Date	Feb 12, 2019
Book Page	60039/90
Instrument	13232

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2039

Tax Assessment & Valuation

Source: Worcester County and Northbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Northbridge Town
Unified School District	Northbridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,606.00 (+1.28%)	$740,000 (+2.68%) Land $181,000 Building $559,000	$639,350 (-)
2025	$8,497.00 (+18.1%)	$720,700 (+29.81%) Land $173,000 Building $547,700	$639,350 (+5.8%)
2024			$604,295
2023	$7,195.00	$555,200 Land $173,000 Building $382,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1987–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHBRIDGE WATER DIVISION serves 8,127 people · EPA ID MA2216006
Water Source	Purchased groundwater influenced by surface water from WHITINSVILLE WATER COMPANY
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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