Chesapeake City property record for 544 Schaefer Ave, Chesapeake, VA 23321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,604 sqft · built 2017 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Jun 2026) |
| Tax Bill | $4,169 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Jun 2026 Sale & Mortgage + 2 more |
| APN | 0231011000940 |
| Primary APN | 0231011000940 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,604 sqft Living Area |
| 1st Floor Area | 1,604 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,062 sqft (0.231 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 164 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 544 SCHAEFER AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23321-2729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10: RESID |
| Legal Description | 94 HOMESTEAD AT BOWERS HILL PH 1 SEC 2 |
| Legal Subdivision | HOMESTEAD AT BOWERS HILL |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21301 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 544 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Jun 3, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Jun 3, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Jun 13, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on Record |
| Deed Sale | Jun 3, 2026 · Amount on Record |
| Prior Sale | Jun 13, 2017 · Amount on Record |
| Deed Document Number | 202614171 |
| Deed Book / Page | 10986 / 159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 544 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10399/1761 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 10399/1761 |
| Instrument | 210029706 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 3, 2026 |
| Property Address | 544 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729 |
| Document Number | 0000014171 |
| Book / Page | 10986 / 159 |
| Instrument Date | May 27, 2026 |
| Instrument | 202614171 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45,955.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 544 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729 |
| Document Number | 0000014172, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 202614172 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 3, 2026 |
| Property Address | 544 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729 |
| Document Number | 010986/159 |
| Book / Page | 10986 / 159 |
| Instrument Date | May 27, 2026 |
| Instrument | 202614171 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45,955.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 544 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729 |
| Document Number | 0000014172, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 202614172 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 13, 2017 |
| Property Address | 544 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729 |
| Document Number | 9797/1488 |
| Book / Page | 9797 / 1488 |
| Instrument Date | Jun 1, 2017 |
| Instrument | 170015871 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 544 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729 |
| Document Number | 170015872 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 170015872 |
| Name | NVR MORTGAGE FINANCE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $424,400 (+2.81%) Land $135,000 Building $289,400 | $424,400 (+2.81%) Land $135,000 Building $289,400 | |
| 2025 | $4,169.00 (+3.04%) | $412,800 (+10.11%) Land $130,000 Building $282,800 | $412,800 (+10.11%) Land $130,000 Building $282,800 |
| 2024 | $4,046.00 (+25.65%) | ||
| 2023 | $374,900 (+9.11%) Land $130,000 Building $244,900 | $374,900 (+9.11%) Land $130,000 Building $244,900 | |
| 2022 | $343,600 Land $120,000 Building $223,600 | $343,600 Land $120,000 Building $223,600 | |
| 2019 | $3,220.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (2009–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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