544 Sapling Way, Desoto, TX 75115 Property Records

Dallas County property record for 544 Sapling Way, Desoto, TX 75115

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,320 sqft · built 1977
Lot Size	0.249 acres (10,862 sqft)
Owner	2 Individual Names on Record
Last Sale	$343,000 (Sep 2023)
Tax Bill	$4,273 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-03650-004-006-0000`

Property Details

APN / Parcel Number

Primary APN	`20-03650-004-006-0000`
Alternative APN	`200365000400600`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,320 sqft Living Area
1st Floor Area	2,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,862 sqft (0.249 acres)
Lot Dimensions	138 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	200365000400600
Street Address	544 SAPLING WAY
City	DESOTO
State	TX
Zip	75115-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z312
Legal Description	GLEN 1ST INST BLK D LT 06 INT202300199014 DD09272023 CO-DC 0365000400600 4CS03650004
Legal Subdivision	GLEN 1ST INST
Legal Tract	3650
Legal Block	D
Legal Lot Number	06
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	2
Census Block	2020
Census Tract	16618

Owner

Source: Dallas County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	544 SAPLING WAY, DESOTO, TX 75115-3825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Sep 28, 2023	Vendor's Lien, Transfer MOVEMENT MORTGAGE
Aug 22, 2017	Deed of Trust, Mortgage · Line of Credit CREDIT UNION/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Mar 29, 2002 · Amount on Record
Deed Document Number	2023199014
Prior Transfer Date	Mar 22, 2002
Prior Transfer Doc	2002001600
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	544 SAPLING WAY, DESOTO, TX 75115-3825
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 SAPLING WAY, DESOTO, TX 75115-3825

Mortgage

Document Number	0000263696
Date	Dec 16, 2025
Instrument	202500263696

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Sep 28, 2023
Property Address	544 SAPLING WAY, DESOTO, TX 75115-3825
Document Number	0000199014
Map Reference	VOL 73161 PG 639
Instrument Date	Sep 27, 2023
Instrument	202300199014
Transaction Type	Transfer
Record Updated	Jan 4, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	544 SAPLING WAY, DESOTO, TX 75115-3825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 SAPLING WAY, DESOTO, TX 75115-3825

Mortgage

Document Number	0000199015
Date	Sep 28, 2023
Instrument	202300199015

Lender

Name	MOVEMENT MORTGAGE
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0000199015
Date	Sep 28, 2023
Instrument	202300199015

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	544 SAPLING WAY, DESOTO, TX 75115-3825
Document Number	0000260880
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 SAPLING WAY DESOTO TX 751153825, DESOTO, TX 75115-3825

Mortgage

Document Number	0000260880
Date	Sep 15, 2017
Instrument	260880

Lender

Name	CREDIT UNION/TX
Type	Credit Union
Address	DALLAS, TX 75251-1329

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 14, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	DeSoto City
Unified School District	DeSoto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,190 (-) Land $80,000 Building $249,190	$329,190 (-) Land $80,000 Building $249,190
2025		$329,190 (+20.91%) Land $80,000 Building $249,190	$329,190 (+20.91%) Land $80,000 Building $249,190
2023	$4,273.00 (-7.55%) Homeowner's exemption	$272,250 Land $50,000 Building $222,250	$272,250 Land $50,000 Building $222,250
2022	$4,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	58 (1979–2004)
Claims Outside the SFHA	7 of 58
Most Recent Claim	Jul 2004 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Jun 1989 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DESOTO serves 57,999 people · EPA ID TX0570006
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

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