Jackson County property record for 544 S Tree Tower Rd, Sandgap, KY 40481
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,167 (Dec 2022) |
| Tax Bill | $2,707 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-26A |
| Primary APN | 31-26A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Lot Area | 87,120 sqft (2 acres) |
|---|
| Street Address | 544 S TREE TOWER RD |
|---|---|
| City | SANDGAP |
| State | KY |
| Zip | 40481-9012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RES |
| Jurisdiction | JACKSON KY |
| Township / Civil Division | SANDGAP |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 960200 |
Source: Jackson County records · APN 31-26A
Assessment roll updated January 15, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 544 S TREE TOWER RD, SANDGAP, KY 40481-9012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 12, 2022 · Amount on Record |
| Deed Sale | Dec 12, 2022 · Amount on Record |
| Deed Document Number | 20223479 |
| Deed Book / Page | 232 / 266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON KY |
| Property Address | S TREE TOWER RD, KY |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 544 S TREE TOWER RD, SANDGAP, KY 40481-9012 |
| Document Number | MTG265/146 |
|---|---|
| Date | May 15, 2023 |
| Book Page | MTG 265/146 |
| Instrument | 2023001349 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Oct 01, 2052 |
Source: Jackson County records · Assessment roll updated January 15, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,707.00 | $232,000 (-) | $232,000 (-) |
| 2024 | $2,707.00 (-1.28%) | ||
| 2023 | $2,742.00 | $232,000 | $232,000 |
Source: FEMA National Flood Hazard Layer as of August 3, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Moderate above 67% of the US · above 81% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peoples Rural Telephone Cooperative Corporation Fiber | 1,000 / 1,000 |
Based on FCC filings for 18 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JACKSON CO WATER ASSOCIATION private · serves 13,629 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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