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544 S State St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 544 S State St, Big Rapids, MI 49307

Property Summary

Property TypeCommercial
Details5,200 sqft · built 1993
Lot Size0.719 acres (31,320 sqft)
OwnerCompany Name on File
Last Sale$529,100 (Jan 2017)
Deeds & MortgagesFeb 2022 Line of Credit
Jan 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-15-279-021

Property Details

APN / Parcel Number

Primary APN17-15-279-021

Interior

Stories1 Story
Building Area5,200 sqft Total Area

Exterior

Year BuiltBuilt 1993
Fire ResistanceWood or Wood & Steel Frame
Lot Area31,320 sqft (0.719 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemForced Air

Location & Zoning

Street Address544 S STATE ST
CityBIG RAPIDS
StateMI
Zip49307-1954
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description000544 S STATE STREET: SEC 15, T15N, R10W -- A PARCEL OF LAND BEG ON THE W LI OF S STATE ST 225 FT S OF SE COR OF LOT 7 OF ST
Legal SubdivisionSTIMSON'S ADDITION
Legal Block8
Legal Lot Number7
JurisdictionMECOSTA MI
Township / Civil DivisionBIG RAPIDS
Census Block Group3
Census Block3000
Census Tract960600

Owner

544 S State St, a commercial property, is owned by a company that bought it in January 2017.

Source: Mecosta County records, as of July 19, 2023

Owner of RecordCompany Name on File
Mailing Address108 S STEWART AVE, FREMONT, MI 49412-1624
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2022Deed of Trust, Mortgage · Line of Credit
STATE SAVINGS BANK
Jan 24, 2017Quit Claim Deed, Transfer · Line of Credit
CHEMICAL BANK
Jan 24, 2017Warranty Deed, Transfer
BEST HOME TITLE, BEST HOMES TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2017 · Amount on File
Deed SaleJan 24, 2017 · Amount on File
Prior SaleJan 24, 2017 · Amount on File
Deed Document Number201700000475
Deed Book / Page872 / 0021
Record UpdatedJun 7, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECOSTA MI
Property Address544 S STATE ST, BIG RAPIDS, MI 49307-1954
Transaction TypeMortgage
Record UpdatedMay 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00916/5321
DateFeb 4, 2022
Book Page916/5321
Instrument202200000869
Lender
NameSTATE SAVINGS BANK
TypeBank
AddressFRANKFORT, MI 49635
Agreement
TypeLine of Credit
AmountAmount on Record

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECOSTA MI
Recording DateJan 24, 2017
Property Address544 S STATE ST, BIG RAPIDS, MI 49307-1954
Document Number00872/0023
Book / Page872 / 0023
Instrument DateJan 11, 2017
Instrument201700000476
Transaction TypeTransfer
Record UpdatedMay 1, 2023
Title CompanyBEST HOME TITLE, BEST HOMES TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address550 S STATE ST, BIG RAPIDS, MI 49307-1971

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 S STATE ST, BIG RAPIDS, MI 49307-1971

Mortgage

Document Number201700000477
DateJan 24, 2017
Instrument201700000477
Lender
NameCHEMICAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECOSTA MI
Recording DateJan 24, 2017
Property Address544 S STATE ST, BIG RAPIDS, MI 49307-1954
Document Number00872/0021
Book / Page872 / 0021
Instrument DateJan 11, 2017
Instrument201700000475
Transaction TypeTransfer
Record UpdatedMay 1, 2023
Title CompanyBEST HOME TITLE, BEST HOMES TITLE

Transaction

AmountAmount on Record
Tax$4,553.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15140 180TH AVE, BIG RAPIDS, MI 49307-9513

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 S STATE ST, BIG RAPIDS, MI 49307-1971

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBig Rapids City
CountyMecosta County
Unified School DistrictBig Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$268,800$537,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 544 S State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 544 S State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIG RAPIDS
serves 10,403 people · EPA ID MI0000710
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20
Point Broadband
Fixed Wireless · Fiber in parts of the area		100 / 20

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