St. Louis County property record for 544 Ridge Top Ct, Eureka, MO 63025 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,124 sqft Living Area |
| Lot Size | 7,880 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $535,000 (2024) |
| Tax Bill | $4,315.00 (2024) |
| Primary APN | 30W-6-4-049-2 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 2,124 sqft Living Area |
| 1st Floor | 2,108 sqft 1st Floor |
| Basement Area | 16 sqft Basement |
| Unfinished Basement | 16 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 7,880 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 420 sqft Garage |
| Porch | Open Porch |
| Porch Area | 56 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 544 RIDGE TOP CT |
|---|---|
| City | EUREKA |
| State | MO |
| Zip | 63025-2062 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIDGE POINTE AT THE LEGENDS |
| Legal Subdivision | RIDGE POINTE AT THE LEGENDS |
| Legal Lot Number | 17 |
| Jurisdiction | ST LOUIS MO |
| Minor Civil Division | MERAMEC |
| Census Blockgroup | 1 |
| Census Block | 1066 |
| Census Tract | 221503 |
Source: St. Louis County records · APN 30W-6-4-049-2
Assessment roll updated May 31, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 544 RIDGE TOP CT, EUREKA, MO 63025-2062 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| May 03, 2022 | Deed of Trust, Mortgage · Line of Credit FARMERS AND MERCHANTS BANK OF ST CLAIR |
| May 15, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 15, 2024 · Amount on Record |
| Deed Sale | May 15, 2024 · Amount on Record |
| Deed Doc Number | 2024051500109 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 544 RIDGE TOP CT, EUREKA, MO 63025-2062 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | STEWART TITLE, STC |
| Name | Verified Name |
|---|---|
| Address | 200 S ELAM AVE 300, 300, VALLEY PARK, MO 63088-2030 |
| Investor | Possibly a Property Investor |
| Document Number | 2022050300764 |
|---|---|
| Date | May 03, 2022 |
| Instrument | 2022050300764 |
| Name | FARMERS AND MERCHANTS BANK OF ST CLAIR |
|---|---|
| Type | Bank |
| Address | SAINT CLAIR, MO 63077 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 15, 2024 |
| Property Address | 544 RIDGE TOP CT, EUREKA, MO 63025-2062 |
| Document Number | 2024051500109 |
| Map Reference | MB 368 PG 145&146 |
| Instrument Date | May 09, 2024 |
| Instrument | 2024051500109 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Title Company | ATG |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 270255, SAINT LOUIS, MO 63127-0255 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 544 RIDGE TOP CT, EUREKA, MO 63025-2062 |
| Document Number | 2024051500110 |
|---|---|
| Date | May 15, 2024 |
| Instrument | 2024051500110 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.95% |
| Type Change Date | Jun 01, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 7.95% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 11.9% |
Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Eureka City |
| Unified School District | Rockwood R-VI School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $96,690 (+1,275.39%) Land $16,070 Building $80,620 | $508,900 (+1,275.41%) Land $84,600 Building $424,300 | |
| 2024 | $4,315.00 (+721.9%) | ||
| 2023 | $525.00 | $7,030 Land $7,030 | $37,000 Land $37,000 |
544 Ridge Top Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Louis County (29189C), updated August 10, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 15th in Missouri |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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