Polk County property record for 544 Ridge Acres Dr, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 827 sqft · built 2006 |
| Lot Size | 0.977 acres (42,562 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $295 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-28-691001-000211 |
| Primary APN | 26-29-28-691001-000211 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 827 sqft Living Area |
| 1st Floor Area | 827 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 42,562 sqft (0.977 acres) |
| Lot Dimensions | 433 ft deep x 98 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 2,006 sqft |
| Carport | Carport |
| Carport Area | 2,006 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 48 sqft |
| Shed | 1 Shed |
| Street Address | 544 RIDGE ACRES DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-6140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE ACRES PB 91 PG 38 LOT 21 LESS W 2 FT |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 28 |
| Legal Subdivision | RIDGE ACRES |
| Legal Tract | 691001 |
| Legal Block | 4 |
| Legal Lot Number | 21 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 14501 |
544 Ridge Acres Dr is owned and occupied by an individual who acquired it in June 2005.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 544 RIDGE ACRES DR, WINTER HAVEN, FL 33880-6140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2005 |
| Deed Sale | Jun 20, 2005 |
| Prior Sale | Jun 22, 1998 · Amount on File |
| Deed Document Number | 2005143413 |
| Deed Book / Page | 6256 / 961 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 544 RIDGE ACRES DR, WINTER HAVEN, FL 33880-6140 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 544 RIDGE ACRES DR, WAHNETA, FL 33880-6140 |
| Document Number | 0000055438 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 11606/1965 |
| Instrument | 2021055438 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 544 Ridge Acres Dr was $295 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,414 (+30.46%) | $155,327 (+22.9%) Land $29,325 Building $126,002 | |
| 2025 | $295.00 Homeowner's exemption | $47,842 | $126,383 Land $29,325 Building $97,058 |
| 2023 | $753.00 (+6.36%) Homeowner's exemption | $45,140 (+3%) | $124,272 (+9.76%) Land $22,025 Building $102,247 |
| 2022 | $708.00 Homeowner's exemption | $43,825 | $113,221 Land $18,594 Building $94,627 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 544 Ridge Acres Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 97 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 8 (2004–2022) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 544 Ridge Acres Dr is moderate, ranking above 65% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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