544 Prosperity Lake Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 544 Prosperity Lake Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2000
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$58,900 (Nov 2009)
Tax Bill	$1,867 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026442-1290`

Property Details

APN / Parcel Number

Primary APN	`026442-1290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,620 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	226 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	544 PROSPERITY LAKE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	37/68-79 SOUTHLAKE UNIT 2A LOT 129 OR1534/285 & 3257/1580(Q/C) & 5639/1331 & 5924/1732(Q/C)
Legal Range	28E
Legal Township	05S
Legal Section	20
Legal Subdivision	SOUTHLAKE UNIT 2-A
Legal Block	1
Legal Lot Number	129
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1008
Census Tract	20907

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	544 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2009 · Amount on Record
Deed Sale	Nov 10, 2009 · Amount on Record
Prior Sale	Oct 9, 2000 · Amount on Record
Deed Document Number	200957767
Deed Book / Page	3257 / 1580
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Sep 23, 2022
Property Address	544 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1033
Document Number	0056391331
Book / Page	5639 / 1331
Map Reference	MB 37 PG 68-79
Instrument Date	Sep 16, 2022
Instrument	2022091231
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	544 PROSPERITY LAKE DR, 544, SAINT AUGUSTINE, FL 32092-1033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1033

Mortgage

Document Number	0056391334
Date	Sep 23, 2022
Instrument	5639/1334

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,758 (+2.7%)	$324,088 (-1.43%) Land $80,000 Building $244,088
2025	$1,867.00 (+15.32%) Homeowner's exemption	$152,637 (+5.99%)	$328,786 (+3.51%) Land $80,000 Building $248,786
2024	$1,619.00 (+2.34%)
2023	$1,582.00 (+3.94%) Homeowner's exemption	$144,015 (+3%)	$317,635 (+8.54%) Land $85,000 Building $232,635
2022	$1,522.00 Homeowner's exemption	$139,820	$292,634 Land $78,400 Building $214,234

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20