544 Poplar Dr, Spring Creek, NV 89815 Property Records

Elko County property record for 544 Poplar Dr, Spring Creek, NV 89815

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1989
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (May 2024)
Tax Bill	$1,668 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053-006-048`

Property Details

APN / Parcel Number

Primary APN	`053-006-048`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	1,632 sqft
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	90,605 sqft
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	544 POPLAR DR
City	SPRING CREEK
State	NV
Zip	89815-6163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	TRACT 103 SPRING CREEK CORPORATION FILE 60406 LOT 48 BLK 6
Legal Subdivision	SPRING CREEK TRACT 103
Legal Tract	103
Legal Block	6
Legal Lot Number	48
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1012
Census Tract	951403

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	544 POPLAR DR, SPRING CREEK, NV 89815-6163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage ELKO FCU
Mar 3, 2023	Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2024 · Amount on Record
Deed Sale	May 31, 2024 · Amount on Record
Prior Sale	Mar 3, 2023 · Amount on Record
Deed Document Number	2024837101
Prior Transfer Date	Jun 11, 2020
Prior Transfer Doc	0000769900
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	544 POPLAR DR, SPRING CREEK, NV 89815-6163
Transaction Type	Mortgage
Record Updated	Jan 17, 2024
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000830841
Date	Dec 13, 2023
Instrument	830841

Lender

Name	ELKO FCU
Type	Credit Union
Address	ELKO, NV 89801

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 12, 2038

March 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Mar 3, 2023
Property Address	544 POPLAR DR, SPRING CREEK, NV 89815-6163
Document Number	0000816886
Map Reference	FILE 60406
Instrument Date	Mar 2, 2023
Instrument	816886
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,053.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	544 POPLAR DR, SPRING CREEK, NV 89815-6163

Mortgage

Document Number	0000816887
Date	Mar 3, 2023
Instrument	816887

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Jun 17, 2020
Property Address	544 POPLAR DR, SPRING CREEK, NV 89815-6163
Document Number	0000769900
Map Reference	FILE 60406
Instrument Date	Jun 11, 2020
Instrument	769900
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE ELKO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5736 RANGER ST, 5736, VIRGINIA BEACH, VA 23464-2226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 POPLAR DR, SPRING CREEK, NV 89815-6163

Mortgage

Document Number	0000769901
Date	Jun 17, 2020
Instrument	769901

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,668.00 (-1.65%)	$62,089 (-1.88%) Land $14,000 Building $48,089	$177,397 (-1.88%) Land $40,000 Building $137,397
2025	$1,696.00 (+50.09%)	$63,280 (+43.65%) Land $14,000 Building $49,280	$180,800 (+43.65%) Land $40,000 Building $140,800
2023	$1,130.00 (+7.93%)	$44,052 (+12.85%) Land $9,975 Building $34,077	$125,863 (+12.85%) Land $28,500 Building $97,363
2022	$1,047.00	$39,035 Land $9,975 Building $29,060	$111,529 Land $28,500 Building $83,029

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 90% of Nevada
Wildfire Likelihood	3% annual chance
Exposure	None beyond ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO SPRING CREEK MHP private · serves 3,640 people · EPA ID NV0005027
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CC Communications Broadband.

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