544 Pico Rd, Buchanan, VA 24066 Property Records

Botetourt County property record for 544 Pico Rd, Buchanan, VA 24066

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,034 sqft · built 2005
Lot Size	55.8 acres (2,432,390 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,420,000 (Sep 2026)
Tax Bill	$7,535 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`65-78`

Property Details

APN / Parcel Number

Primary APN	`65-78`
Alternative APN	`22264`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,034 sqft Finished Area
Basement Area	2,321 sqft
Finished Basement	2,000 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	2,432,390 sqft (55.8 acres)
Terrain	High
Garage Type	Mixed
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	952 sqft
Deck Area	671 sqft
Patio Area	671 sqft
Stable	Stable

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	22264
Street Address	544 PICO RD
City	BUCHANAN
State	VA
Zip	24066-5489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	MT JOY
Jurisdiction	BOTETOURT VA
Township / Civil Division	BUCHANAN
Census Block Group	4
Census Block	4032
Census Tract	40200

Owner

Source: Botetourt County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	544 PICO RD, BUCHANAN, VA 24066-5489
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF BOUTETOURT
Sep 1, 2020	Intrafamily Transfer, Transfer
Sep 1, 2020	Intrafamily Transfer, Transfer
Sep 1, 2020	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 15, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF BOTETOURT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Sep 1, 2020 · Amount on Record
Deed Document Number	20263582
Prior Transfer Date	Aug 13, 2020
Prior Transfer Doc	0000003903
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BOTETOURT VA
Recording Date	Sep 30, 2026
Property Address	544 PICO RD, BUCHANAN, VA 24066-5489
Document Number	0000003582
Instrument Date	Sep 16, 2026
Instrument	20263582
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143,420.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 PICO RD, BUCHANAN, VA 24066-5489

Mortgage

Document Number	0000003583,
Date	Sep 30, 2026
Instrument	20263583

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Recording Date	Aug 3, 2026
Property Address	544 PICO RD, BUCHANAN, VA 24066-5489
Document Number	0000002698
Instrument Date	Jul 28, 2026
Instrument	20262698
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 PICO RD, BUCHANAN, VA 24066-5489

Mortgage

Document Number	0000002698,
Date	Aug 3, 2026
Instrument	20262698

Lender

Name	BANK OF BOUTETOURT

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2056

Interest

Rate	6.75%
Max Rate	-1%

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOTETOURT VA
Recording Date	Sep 1, 2020
Property Address	544 PICO RD, BUCHANAN, VA 24066-5489
Document Number	0200003903
Instrument Date	Aug 13, 2020
Instrument	200003903
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 PICO RD, BUCHANAN, VA 24066-5489

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOTETOURT VA
Recording Date	Sep 1, 2020
Property Address	544 PICO RD, BUCHANAN, VA 24066-5489
Document Number	0200003905
Instrument Date	Aug 13, 2020
Instrument	200003905
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 PICO RD, BUCHANAN, VA 24066-5489

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOTETOURT VA
Recording Date	Sep 1, 2020
Property Address	544 PICO RD, BUCHANAN, VA 24066-5489
Document Number	0200003904
Instrument Date	Aug 13, 2020
Instrument	200003904
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 PICO RD, BUCHANAN, VA 24066-5489

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOTETOURT VA
Recording Date	May 15, 2019
Property Address	544 PICO RD, BUCHANAN, VA 24066-5489
Document Number	0190001623
Instrument Date	Apr 14, 2019
Instrument	190001623
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	COLONIAL TITLE AND SETTLEMENT AGENCY, COLONIAL TITLE&STLMNT AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 PICO RD, BUCHANAN, VA 24066-5489

Mortgage

Document Number	0190001624
Date	May 15, 2019
Instrument	190001624

Lender

Name	BANK OF BOTETOURT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Botetourt County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Botetourt County
Unified School District	Botetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,076,500 (-) Land $194,500 Building $882,000	$1,076,500 (-) Land $194,500 Building $882,000
2025	$7,535.00	$1,076,500 (+21.97%) Land $194,500 Building $882,000	$1,076,500 (+21.97%) Land $194,500 Building $882,000
2024	$7,535.00 (+15.25%)
2023		$882,600 (-) Land $188,500 Building $694,100	$882,600 (-) Land $188,500 Building $694,100
2022	$6,538.00	$882,600 Land $188,500 Building $694,100	$882,600 Land $188,500 Building $694,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1985–2004)
Most Recent Claim	Sep 2004 · Severe Storms And Flooding From The Remanants Of Hurricane Jeanne

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 74% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,200 / 50

May also be available: Verizon, Xfinity.

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