544 Ocean Trl, Corolla, NC 27927 Property Records

Currituck County property record for 544 Ocean Trl, Corolla, NC 27927

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.608 acres (26,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$770 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2024 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9944-20-3041`

Property Details

APN / Parcel Number

Primary APN	`9944-20-3041`
Alternative APNs	`126A0000128000B` `000163842` `9944-20`

Exterior

Lot Area	26,500 sqft (0.608 acres)
Lot Dimensions	26.5 ft deep x 10 ft wide

Location & Zoning

Account Number	000163842
Street Address	544 OCEAN TRL
City	COROLLA
State	NC
Zip	27927-9688
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	SFO
Legal Description	LOT 128 SECT B OCEAN SANDS
Legal Subdivision	OCEAN SANDS
Legal Lot Number	128
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1117
Census Tract	110101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Currituck Shooting Club listed 1980 · 7 contributing resources · NRIS 80002816

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

544 Ocean Trl, residential vacant land, is owned by two individuals who acquired it in January 2026.

Source: Currituck County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1922 TIMBER HAVEN CT, GROVE CITY, OH 43123-7910
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 23, 2024	Deed of Trust, Mortgage · Construction Mortgage ATLANTIC UNION BANK
Jan 6, 2026	Intrafamily Transfer, Transfer · VA Mortgage ATLANTIC UNION BANK
May 2, 2022	Warranty Deed, Transfer
Jun 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026
Deed Sale	Jan 6, 2026
Deed Document Number	2026399977
Deed Book / Page	1838 / 39
Prior Transfer Date	Dec 30, 2025
Prior Transfer Doc	0018380039
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Recording Date	Sep 14, 2026
Property Address	544 OCEAN TRL, COROLLA, NC 27927-9688
Document Number	0000405602
Book / Page	1873 / 467
Instrument Date	Sep 1, 2026
Instrument	2026405602
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 OCEAN TRL, COROLLA, NC 27927-9688

Mortgage

Document Number	0000405602,
Date	Sep 14, 2026
Book Page	1873/467
Instrument	2026405602

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	544 OCEAN TRL, COROLLA, NC 27927-9688
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017950075
Date	Dec 23, 2024
Book Page	1795/75
Instrument	392974

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	RESTON, VA 20191

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	12%
Index	1-Year CMT
Max Rate	12%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CURRITUCK NC
Recording Date	Jan 6, 2026
Property Address	544 OCEAN TRL, COROLLA, NC 27927-9688
Document Number	0018380039
Book / Page	1838 / 39
Map Reference	MB 4 PG 8
Instrument Date	Dec 30, 2025
Instrument	399977
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1922 TIMBER HAVEN CT, GROVE CITY, OH 43123-7910

Mortgage

Document Number	0000399978
Date	Jan 6, 2026
Instrument	399978

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	May 2, 2022
Property Address	544 OCEAN TRL, COROLLA, NC 27927-9688
Document Number	0016920316
Book / Page	1692 / 316
Map Reference	MB 4 PG 8
Instrument Date	Apr 29, 2022
Instrument	375519
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2829 LIVINGSTON LOOP, VIRGINIA BEACH, VA 23456-7502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1922 TIMBER HAVEN CT, GROVE CITY, OH 43123-7910

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jun 6, 2017
Property Address	544 OCEAN TRL, COROLLA, NC 27927-9688
Document Number	0014090098
Book / Page	001409 / 000098
Instrument Date	May 22, 2017
Instrument	329467
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2829 LIVINGSTON LOOP VIRGINIA BEACH VA 234567502, VIRGINIA BEACH, VA 23456-7502

Tax Assessment & Valuation

The 2025 property tax bill for 544 Ocean Trl was $770.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$770.00	$110,000 Land $110,000
2023	$682.00	$110,000 Land $110,000	$110,000 Land $110,000
2021			$110,000 Land $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 544 Ocean Trl in Zone X, an area of minimal flood risk, though there have been 390 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 544 Ocean Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ocean Trl

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