544 Oak St, Madison, WI 53704 Property Records

Dane County property record for 544 Oak St, Madison, WI 53704

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,047 sqft · built 1933
Lot Size0.104 acres (4,543 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Apr 2025)
Tax Bill$5,352 (2025)
Deeds & MortgagesApr 2025 Sale & Mortgage
Oct 2017 Sale
+ 1 more
Flood ZoneZone X (moderate risk)
APN0710-052-0426-0

Property Details

APN / Parcel Number

Primary APN0710-052-0426-0

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,047 sqft Living Area
Gross Area2,046 sqft
1st Floor Area893 sqft
2nd Floor Area154 sqft
Basement Area791 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1971
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area4,543 sqft (0.104 acres)
Lot Dimensions129 ft deep x 35 ft wide
View / LotTraffic
Garage TypeAttached
Garage Area185 sqft
DrivewayAsphalt Driveway
Driveway Area196 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area23 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address544 OAK ST
CitySTOUGHTON
StateWI
Zip53589
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTR-C4
Legal DescriptionNORTH LAWN ADD, LOT 25, BLOCK 4
Legal Range10E
Legal Township07N
Legal Section05
Legal Quarter2
Legal SubdivisionNORTH LAWN ADD
Legal Block4
Legal Lot Number25
JurisdictionDANE WI
Township / Civil DivisionMADISON
Census Block Group2
Census Block2002
Census Tract2100

Owner

544 Oak St is owned and occupied by two individuals who bought it in April 2025.

Source: Dane County records, as of October 14, 2026

Owner of Record2 Individual Names on File
Mailing Address544 OAK ST, MADISON, WI 53704-4844
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2025Warranty Deed, Transfer · Conventional Mortgage
UNIVERSITY OF WISCONSIN CU
Oct 13, 2017Grant Deed, Transfer
ATTORNEY ONLY
Oct 13, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2025 · Amount on File
Deed SaleApr 3, 2025 · Amount on File
Prior SaleOct 13, 2017 · Amount on File
Deed Document Number20256019212
Record UpdatedOct 29, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDANE WI
Recording DateApr 3, 2025
Property Address544 OAK ST, MADISON, WI 53704-4844
Document Number0006019212
Instrument DateMar 31, 2025
Instrument6019212
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanyFOUNDERS TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$990.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address544 OAK ST, MADISON, WI 53704-4844

Mortgage

Document Number0006019213
DateApr 3, 2025
Instrument6019213
Lender
NameUNIVERSITY OF WISCONSIN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.63%
AdjustableAdjustable Rate Rider
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.6%
Index1-Year LIBOR

Mortgage

Document Number0006019214
DateApr 3, 2025
Instrument6019214
Lender
NameCITY OF MADISON
TypeFunding / Finance Company
Agreement
TypeLine of Credit
AmountAmount on Record

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDANE WI
Recording DateOct 13, 2017
Property Address544 OAK ST, MADISON, WI 53704-4844
Document Number0005364216
Instrument DateOct 5, 2017
Instrument5364216
Transaction TypeTransfer
Record UpdatedOct 31, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$243.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 SHILOH RD #1501 TYLER TX 757032459, 1501, TYLER, TX 75703-2459

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDANE WI
Recording DateOct 13, 2017
Property Address544 OAK ST, MADISON, WI 53704-4844
Document Number0005364217
Instrument DateOct 5, 2017
Instrument5364217
Transaction TypeTransfer
Record UpdatedOct 31, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$243.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 SHILOH RD #1501 TYLER TX 757032459, 1501, TYLER, TX 75703-2459

Tax Assessment & Valuation

The 2025 property tax bill for 544 Oak St was $5,352, down 1.5% from the year before.

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
MunicipalityMadison City
Unified School DistrictMadison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,352.00 (-1.51%)$291,800 Land $84,300 Building $207,500
2024$5,434.00$267,700 (+6.4%)
2023$250,200 Land $78,800 Building $171,400$251,609
2022$4,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 544 Oak St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1978–2018)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2018 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 544 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON WATER UTILITY
serves 272,000 people · EPA ID WI1130224
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
LiteWire
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

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