544 Mesa Verde Dr, Cave Junction, OR 97523 Property Records

Josephine County property record for 544 Mesa Verde Dr, Cave Junction, OR 97523

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,072 sqft · built 2022
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (May 2021)
Tax Bill	$2,980 (2025)
Deeds & Mortgages	Jan 2022 Construction Loan May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`40-08-04-00-000213`

Property Details

APN / Parcel Number

Primary APN	`40-08-04-00-000213`
Alternative APN	`R331619`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,072 sqft Living Area
2nd Floor Area	1,280 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	R331619
Street Address	544 MESA VERDE DR
City	CAVE JUNCTION
State	OR
Zip	97523-9675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5; RURAL RES 5 AC
Legal Description	ACRES 5.00, POTENTIAL ADD'L TAX LIAB
Legal Range	08
Legal Township	40
Legal Section	04
Legal Quarter	00
Legal Lot Number	213
Jurisdiction	JOSEPHINE OR
Township / Civil Division	CAVE JUNCTION
Census Block Group	3
Census Block	3005
Census Tract	361601

Owner

Source: Josephine County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	625 MESA VERDE DR, CAVE JUNCTION, OR 97523-9653
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK
May 28, 2021	Special Warranty Deed, Transfer FIRST AMERICAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Deed Document Number	2021-009639
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	544 MESA VERDE DR, CAVE JUNCTION, OR 97523-9675
Transaction Type	Mortgage
Record Updated	Dec 18, 2023
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001605
Date	Jan 31, 2022
Instrument	2022-001605

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	Other
Max Rate	9.75%

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	May 28, 2021
Property Address	544 MESA VERDE DR, CAVE JUNCTION, OR 97523-9675
Document Number	0000009639
Instrument Date	May 25, 2021
Instrument	2021-009639
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	625 MESA VERDE DR, CAVE JUNCTION, OR 97523-9653
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Josephine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,980.00 (+3.36%)	$301,520 (+3%)	$591,950 (+2.73%) Land $129,730 Building $462,220
2024	$2,883.00 (+14.36%)	$292,740 (+3%)	$576,210 (-1.55%) Land $137,590 Building $438,620
2023	$2,521.00 (+1,206.22%)	$284,220 (+1,344.94%)	$585,260 (+310.05%) Land $143,570 Building $441,690
2022	$193.00	$19,670	$142,730 Land $142,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 93% of Oregon
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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