544 Meadow Spring Dr, Troy, MO 63379 Property Records

Lincoln County property record for 544 Meadow Spring Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,524 sqft · built 2018
Lot Size	0.276 acres (12,023 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,700 (May 2019)
Tax Bill	$2,330 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-80-34-004-002-093.000`

Property Details

APN / Parcel Number

Primary APN	`15-80-34-004-002-093.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,524 sqft Living Area
Basement Area	1,524 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,023 sqft (0.276 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	544 MEADOW SPRING DR
City	TROY
State	MO
Zip	63379-7218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 93 MEADOWRIDGE ESTATES
Legal Range	01W
Legal Township	49N
Legal Section	34
Legal Subdivision	MEADOWRIDGE
Legal Lot Number	93
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3010
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	544 MEADOW SPRING DR, TROY, MO 63379-7218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Deed of Trust, Mortgage · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
May 6, 2019	Warranty Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Mar 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Prior Sale	Mar 15, 2018
Deed Document Number	20193370
Deed Book / Page	2433 / 524
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	544 MEADOW SPRING DR, TROY, MO 63379-7218
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2446/450
Date	May 6, 2020
Book Page	2446/450
Instrument	2020004460

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 6, 2019
Property Address	544 MEADOW SPRING DR, TROY, MO 63379-7218
Document Number	2433/0524
Book / Page	2433 / 0524
Map Reference	MB 13 PG 177
Instrument Date	May 2, 2019
Instrument	2019003370
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 OAK KNOLL DR, 15, SAINT CHARLES, MO 63304-7425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 MEADOW SPRING DR, TROY, MO 63379-7218

Mortgage

Document Number	2019003371
Date	May 6, 2019
Instrument	2019003371

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 15, 2018
Property Address	544 MEADOW SPRING DR, TROY, MO 63379-7218
Document Number	2420/0727
Book / Page	2420 / 0727
Map Reference	MB13 PG177
Instrument Date	Mar 15, 2018
Instrument	2018002085
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 ELM TREE RD, 601, TROY, MO 63379-2510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 OAK KNOLL DR, SAINT CHARLES, MO 63304-7425

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,088 (-) Land $4,720 Building $32,368
2025	$2,330.00 (+7.52%)	$37,088 (+8.88%) Land $4,720 Building $32,368	$195,200 (+8.88%) Land $24,840 Building $170,360
2023	$2,167.00 (+5.86%)	$34,063 Land $3,829 Building $30,235	$179,280 Land $20,150 Building $159,130
2022	$2,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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