544 Lower Dedham Rd, Dedham (Holden), ME 04429 Property Records

Penobscot County and Holden Town property record for 544 Lower Dedham Rd, Dedham, ME 04429

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 576 sqft · built 1988
Lot Size	2.32 acres (101,059 sqft)
Owner	2 Individual Names on Record
Last Sale	$706,300 (Nov 2005)
Tax Bill	$2,245 (2025)
Deeds & Mortgages	Sep 2020 Refinance
Flood Zone	Zone A (high risk)
APN	`DEDM M:0007 L:44`

Property Details

APN / Parcel Number

Primary APN	`DEDM M:0007 L:44`
Alternative APN	`896`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	576 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	101,059 sqft (2.32 acres)

Location & Zoning

Account Number	896
Street Address	544 LOWER DEDHAM RD
City	DEDHAM
State	ME
Zip	04429-4044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	44
Jurisdiction	DEDHAM ME
Township / Civil Division	HOLDEN
Census Block Group	6
Census Block	6010
Census Tract	9000

Owner

Source: Penobscot County and Holden Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	544 LOWER DEDHAM RD, DEDHAM, ME 04429-4044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2005 · Amount on Record
Deed Sale	Nov 22, 2005 · Amount on Record
Deed Document Number	200521478
Deed Book / Page	04352 / 0119
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM ME
Property Address	544 LOWER DEDHAM RD, DEDHAM, ME 04429-4044
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070560686
Date	Sep 23, 2020
Book Page	7056/686
Instrument	2020034365

Lender

Name	SEABOARD FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Penobscot County and Holden Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Holden Town
Unified School District	School Administrative District 63 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,245.00 (+12.93%)	$139,000 (-) Land $46,300 Building $92,700
2024	$1,988.00 (+8.99%)	$139,000 (+29.54%) Land $46,300 Building $92,700
2023	$1,824.00 (+7.61%)	$107,300 (-) Land $35,900 Building $71,400
2022	$1,695.00	$107,300 Land $35,900 Building $71,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Premium Choice Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20