544 Locust St, Modesto, CA 95351 Property Records

Stanislaus County property record for 544 Locust St, Modesto, CA 95351

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,925 sqft · built 1927
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Sep 2013)
Tax Bill	$1,918 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029-026-006-000`

Property Details

APN / Parcel Number

Primary APN	`029-026-006-000`
Alternative APNs	`0292606000` `0292606`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,925 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Wood
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	2 Parking Spaces
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	544 LOCUST ST
City	MODESTO
State	CA
Zip	95351-2633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1000
Census Tract	1601

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	544 LOCUST ST, MODESTO, CA 95351-2633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2013 · Amount on Record
Deed Sale	Sep 16, 2013 · Amount on Record
Prior Sale	Apr 29, 2005 · Amount on Record
Deed Document Number	201378440
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	544 LOCUST ST, MODESTO, CA 95351-2633
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 LOCUST ST, MODESTO, CA 95351-2633

Mortgage

Document Number	0000110942
Date	Nov 30, 2021
Instrument	2021-0110942

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	544 LOCUST ST, MODESTO, CA 95351-2633
Document Number	0000015543
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 23, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	544 LOCUST ST MODESTO CA 953512633, MODESTO, CA 95351-2633

Mortgage

Document Number	0000015543
Date	Mar 6, 2018
Instrument	15543

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,918.00 (+1.16%) Homeowner's exemption	$172,540 (+2%) Land $37,506 Building $135,034
2025	$1,896.00 (+6.46%) Homeowner's exemption	$169,158 (+4.04%) Land $36,771 Building $132,387
2023	$1,781.00 (+2.59%) Homeowner's exemption	$162,592 Land $35,344 Building $127,248
2022	$1,736.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: ezWave, T-Mobile.

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