544 Kiser Ln, Locust, NC 28097 Property Records

Stanly County property record for 544 Kiser Ln, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	2,490 sqft · built 2020
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$344,000 (Jun 2021)
Tax Bill	$3,743 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`557503239920`

Property Details

APN / Parcel Number

Primary APN	`557503239920`
Alternative APNs	`1534594` `139644`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,490 sqft Finished Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1534594
Street Address	544 KISER LN
City	LOCUST
State	NC
Zip	28097-0059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 544 KISER LN LOT 126 557503505
Legal Lot Number	126
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	1
Census Block	1013
Census Tract	930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Line of Credit MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Jun 29, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Dec 15, 2020	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Dec 15, 2020 · Amount on Record
Deed Document Number	2021434668
Deed Book / Page	1747 / 752
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	544 KISER LN, LOCUST, NC 28097-0059
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	OS NATIONAL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000441137
Date	Dec 9, 2021
Book Page	1767/1638
Instrument	441137

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company
Address	NEW YORK, NY 10036

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jun 29, 2021
Property Address	544 KISER LN, LOCUST, NC 28097-0059
Document Number	0000434668
Book / Page	1747 / 752
Map Reference	MB 27 PG 89
Instrument Date	Jun 24, 2021
Instrument	434668
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$688.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8604 BLAIR RD, 8604, MINT HILL, NC 28227-7639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Dec 15, 2020
Property Address	544 KISER LN, LOCUST, NC 28097-0059
Document Number	0000427003
Book / Page	001723 / 001048
Instrument Date	Dec 10, 2020
Instrument	427003
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$567.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	544 KISER LN LOCUST NC 280970059, LOCUST, NC 28097-0059

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,743.00 (+27.01%)	$406,940 (+50.49%) Land $65,000 Building $341,940	$406,940 (+50.49%) Land $65,000 Building $341,940
2023	$2,947.00	$270,418 Land $30,000 Building $240,418	$270,418 Land $30,000 Building $240,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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