544 Indian Cir, Sparta, TN 38583 Property Records

White County property record for 544 Indian Cir, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,228 sqft · built 2010
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,900 (Nov 2024)
Tax Bill	$751 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093068 03702`

Property Details

APN / Parcel Number

Primary APN	`093068 03702`
Alternative APN	`068 03702`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,228 sqft Living Area
1st Floor Area	1,228 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	243 ft deep x 133 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	544 INDIAN CIR
City	SPARTA
State	TN
Zip	38583-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1; SUBDIVISION: LESTER FLATT FARM REVISED; LOT: 2,2B
Legal Subdivision	LESTER FLATT FARM REVISED
Legal Tract	2B
Legal Lot Number	2
Jurisdiction	WHITE TN
Township / Civil Division	1
Census Block Group	1
Census Block	1000
Census Tract	935400

Owner

Source: White County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	544 INDIAN CIR, SPARTA, TN 38583-2525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 12, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 19, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 28, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2024 · Amount on Record
Deed Sale	Nov 25, 2024 · Amount on Record
Prior Sale	May 12, 2023 · Amount on Record
Deed Document Number	20244423
Deed Book / Page	564 / 637
Prior Transfer Date	Oct 28, 2022
Prior Transfer Doc	0RB520/113
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	544 INDIAN CIR, SPARTA, TN 38583-2525
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB547/114
Date	Feb 20, 2024
Book Page	RB547/114
Instrument	24000584

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	May 12, 2023
Property Address	544 INDIAN CIR, SPARTA, TN 38583-2525
Document Number	00RB531/68
Book / Page	RB531 / 68
Map Reference	MB 3 PG 41
Instrument Date	May 12, 2023
Instrument	23001816
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$872.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 INDIAN CIR, SPARTA, TN 38583-2525

Mortgage

Document Number	0023001817
Date	May 12, 2023
Instrument	23001817

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	544 INDIAN CIR, SPARTA, TN 38583-2525
Transaction Type	Mortgage
Record Updated	Jan 2, 2023
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 INDIAN CIR, SPARTA, TN 38583-2525

Mortgage

Document Number	0RB522/879
Date	Dec 19, 2022
Book Page	RB522/879
Instrument	22005638

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 25, 2052

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHITE TN
Recording Date	Oct 28, 2022
Property Address	544 INDIAN CIR, SPARTA, TN 38583-2525
Document Number	0RB520/113
Book / Page	RB520 / 113
Map Reference	MB 4 PG 42
Instrument Date	Oct 28, 2022
Instrument	22004965
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	544 INDIAN CIR, SPARTA, TN 38583-2525
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$751.00 (+30.38%)	$53,275 (+79.68%) Land $3,225 Building $50,050	$213,100 (+79.68%) Land $12,900 Building $200,200
2023		$29,650 Land $2,675 Building $26,975
2021	$576.00
2020			$118,600 Land $10,700 Building $107,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUEBECK WALLING U.D. serves 5,588 people · EPA ID TN0000569
Water Source	Purchased surface water from SPARTA WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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