544 Hatfield Ln, Ramona, CA 92065 Property Records

San Diego County property record for 544 Hatfield Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,041 sqft · built 2007
Lot Size	4.4 acres (191,664 sqft)
Owner	Company Name on File
Last Sale	$619,000 (Feb 2017)
Tax Bill	$7,817 (2025)
Deeds & Mortgages	May 2020 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`281-493-23-00`

Property Details

APN / Parcel Number

Primary APN	`281-493-23-00`
Alternative APN	`2814918800`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,041 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	191,664 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2814918800
Street Address	544 HATFIELD LN
City	RAMONA
State	CA
Zip	92065-2983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 TR PM13982
Legal Subdivision	PARCEL MAP NO 13982
Legal Tract	1013982
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3000
Census Tract	20813

Owner

544 Hatfield Ln is owned by a company that acquired it in September 2020 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	544 HATFIELD LN, RAMONA, CA 92065-2983
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage KWIK MORTGAGE CORP
Sep 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 27, 2017	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2017 · Amount on File
Deed Sale	Feb 27, 2017 · Amount on File
Prior Sale	Feb 17, 2010 · Amount on File
Deed Document Number	201792632
Last Transfer Date	Sep 16, 2020
Transfer Doc	0000573915
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	544 HATFIELD LN, RAMONA, CA 92065-2983
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000236748
Date	May 11, 2020
Instrument	2020-0236748

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	276 Months
Due	May 1, 2043

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	544 HATFIELD LN, RAMONA, CA 92065-2983
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 HATFIELD LN, RAMONA, CA 92065-2983

Mortgage

Document Number	0000836132
Date	Dec 28, 2020
Instrument	2020-0836132

Lender

Name	KWIK MORTGAGE CORP
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2020
Property Address	544 HATFIELD LN, RAMONA, CA 92065-2983
Document Number	0000573915
Instrument Date	Sep 16, 2020
Instrument	573915
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	544 HATFIELD LN RAMONA CA 920652983, RAMONA, CA 92065-2983

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 27, 2017
Property Address	544 HATFIELD LN, RAMONA, CA 92065-2983
Document Number	0000092632
Instrument Date	Jan 18, 2017
Instrument	92632
Transaction Type	Transfer
Record Updated	Mar 3, 2017
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	544 HATFIELD LN RAMONA CA 920652983, RAMONA, CA 92065-2983

Mortgage

Document Number	92633
Date	Feb 27, 2017
Instrument	92633

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 544 Hatfield Ln was $7,817 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$732,762 (+2%) Land $302,004 Building $430,758
2025	$7,817.00 Homeowner's exemption	$718,395 Land $296,083 Building $422,312
2023	$7,313.00 (-1.07%) Homeowner's exemption	$690,501 Land $284,587 Building $405,914
2022	$7,392.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 544 Hatfield Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 544 Hatfield Ln is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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