St. Johns County property record for 544 Falcon Ridge Rd, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,089 sqft · built 2022 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | Company Name on Record |
| Last Sale | $449,896 (May 2024) |
| Tax Bill | $4,895 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jul 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 095601-2040 |
| Primary APN | 095601-2040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,089 sqft Living Area |
| Gross Area | 2,530 sqft |
| 1st Floor Area | 1,266 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 544 FALCON RIDGE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-9253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 108/1-35 MORGANS COVE LOT 204 OR5611/444 |
| Legal Range | 29 |
| Legal Township | 07 |
| Legal Section | 20 |
| Legal Subdivision | MORGANS COVE |
| Legal Block | 1 |
| Legal Lot Number | 204 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21003 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 22942 ANN MILLER RD, PANAMA CITY BEACH, FL 32413-1196 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Jul 17, 2024 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Aug 19, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 4, 2022 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Dec 21, 2021 | Special Warranty Deed, Transfer EMPOWER TITLE, EMPOWER TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2024 · Amount on Record |
| Deed Sale | May 21, 2024 · Amount on Record |
| Prior Sale | Aug 4, 2022 · Amount on Record |
| Deed Document Number | 202439263 |
| Deed Book / Page | 5953 / 935 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 544 FALCON RIDGE RD, SAINT AUGUSTINE, FL 32084-9253 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 544 FALCON RIDGE RD, SAINT AUGUSTINE, FL 32084-9253 |
| Document Number | 0058031197 |
|---|---|
| Date | Aug 3, 2023 |
| Book Page | 5803/1197 |
| Instrument | 2023060874 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 544 FALCON RIDGE RD, SAINT AUGUSTINE, FL 32084-9253 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 544 FALCON RIDGE RD, SAINT AUGUSTINE, FL 32084-9253 |
| Document Number | 0059860463 |
|---|---|
| Date | Jul 17, 2024 |
| Book Page | 5986/463 |
| Instrument | 2024055759 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 544 FALCON RIDGE RD, SAINT AUGUSTINE, FL 32084-9253 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 544 FALCON RIDGE RD, ST AUGUSTINE, FL 32084-9253 |
| Document Number | 0062050987 |
|---|---|
| Date | Aug 19, 2025 |
| Book Page | 6205/987 |
| Instrument | 2025067227 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Aug 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 4, 2022 |
| Property Address | 544 FALCON RIDGE RD, SAINT AUGUSTINE, FL 32084-9253 |
| Document Number | 0056110444 |
| Book / Page | 5611 / 444 |
| Map Reference | MB 108 PG 1 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 2022076012 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | EMPOWER TITLE, EMPOWER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,683.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR # DR430, DR430, THE WOODLANDS, TX 77380-3258 |
| Name | Verified Name |
|---|---|
| Address | 544 FALCON RIDGE RD, ST AUGUSTINE, FL 32084-9253 |
| Document Number | 0005611446 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | 5611/446 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 21, 2021 |
| Property Address | 544 FALCON RIDGE RD, SAINT AUGUSTINE, FL 32084-9253 |
| Document Number | 0054500577 |
| Book / Page | 5450 / 577 |
| Map Reference | MB 108 PG 1 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2021137707 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | EMPOWER TITLE, EMPOWER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $24,062.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 22547, SAINT SIMONS ISLAND, GA 31522-8947 |
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR STE 430, 430, THE WOODLANDS, TX 77380-3294 |
| Investor | Possibly a Property Investor |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $344,719 (+2.21%) Land $70,000 Building $274,719 | $344,719 (+2.21%) Land $70,000 Building $274,719 | |
| 2025 | $4,895.00 (+12.32%) | $337,250 (+3.54%) | $337,250 (+3.54%) Land $70,000 Building $267,250 |
| 2024 | $4,358.00 (+1.59%) | $325,732 (+2.92%) | $325,732 (+2.92%) Land $70,000 Building $255,732 |
| 2023 | $4,290.00 (+29%) | $316,482 (+370.96%) | $316,482 (+370.96%) Land $60,750 Building $255,732 |
| 2022 | $1,100.00 | $67,200 | $67,200 Land $67,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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