544 E Washington Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 544 E Washington Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1996
Square Footage3,738 sqft Living Area
Lot Size10,049 sqft (0.231 acres)
OccupancyOwner Occupied
Last Sale$1,050,000 (2021)
Tax Bill$26,962.00 (2024)

Property Details

APN / Parcel Number

Primary APN12-21-203-007

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area3,738 sqft Living Area
Gross Area5,582 sqft Gross Area
1st Floor1,692 sqft 1st Floor
Upper Floors1,328 sqft Upper Floors
Basement Area1,692 sqft Basement
Finished Basement718 sqft Finished
Unfinished Basement974 sqft Unfinished
Game RoomGame Room
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Construction TypeFrame Construction
Roof MaterialWood Shingle Roof
Lot Area10,049 sqft (0.231 acres)
Depth X Width134 ft x 75 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area870 sqft Garage
PorchOpen Porch
Porch Area256 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address544 E WASHINGTON AVE
CityLAKE BLUFF
StateIL
Zip60044-2117
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBIRCH ROAD SUB LOT 1
Legal SubdivisionBIRCH ROAD SUB
Legal Lot Number1
JurisdictionLAKE IL
Minor Civil DivisionSHIELDS
Census Blockgroup2
Census Block2011
Census Tract863300

Owner

Source: Lake County records · APN 12-21-203-007

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address544 E WASHINGTON AVE, LAKE BLUFF, IL 60044-2117
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Feb 02, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Apr 09, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 09, 2021 · Amount on Record
Deed SaleApr 09, 2021 · Amount on Record
Prior SaleAug 18, 1994 · Amount on Record
Deed Doc Number20217774259
Prior Transfer DateMar 15, 2010
Prior Transfer Doc0006584587
Record RefreshedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address544 E WASHINGTON AVE, LAKE BLUFF, IL 60044-2117
Transaction TypeMortgage
Record UpdatedMar 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008156115
DateMar 10, 2026
Instrument8156115
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address544 E WASHINGTON AVE, LAKE BLUFF, IL 60044-2117
Transaction TypeMortgage
Record UpdatedFeb 17, 2022
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007869551
DateFeb 02, 2022
Instrument7869551
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueDec 01, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateApr 09, 2021
Property Address544 E WASHINGTON AVE, LAKE BLUFF, IL 60044-2117
Document Number0007774259
Map ReferenceDOC 818184
Instrument DateMar 08, 2021
Instrument7774259
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address544 E WASHINGTON AVE, LAKE BLUFF, IL 60044-2117

Mortgage

Document Number0007774260
DateApr 09, 2021
Instrument7774260
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateApr 01, 2028
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change5.62%
IndexOther
Max Rate8.62%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$381,692 (+5.65%) Land $156,827 Building $224,865$1,145,190 (+5.65%) Land $470,528 Building $674,662
2024$26,962.00 (+13.79%)
2023$23,694.00 (+3.62%)$361,285 (+5.97%) Land $130,055 Building $231,230$1,083,963 (+5.97%) Land $390,204 Building $693,759
2022$22,867.00$340,943 Land $122,732 Building $218,211$1,022,931 Land $368,233 Building $654,698

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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