544 E Main St, Ionia, MI 48846 Property Records

Ionia County property record for 544 E Main St, Ionia, MI 48846 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,491 sqft
Lot Size	0.359 acres (15,638 sqft)
Owner	Individual Name on File
Last Sale	$83,000 (Mar 2017)
Tax Bill	$1,740 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20409000071000`

Property Details

APN / Parcel Number

Primary APN	`20409000071000`
Alternative APN	`34-204-090-000-710-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,491 sqft Living Area
1st Floor Area	996 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	15,638 sqft (0.359 acres)
Lot Dimensions	237 ft deep x 66 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	544 E MAIN ST
City	IONIA
State	MI
Zip	48846-1845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF IONIA SUP. INMANS ADDITION LOT 153
Legal Subdivision	CITY OF IONIA SUP INMANS ADD
Legal Lot Number	153
Jurisdiction	IONIA MI
Township / Civil Division	IONIA
Census Block Group	4
Census Block	4026
Census Tract	31700

Owner

Source: Ionia County records · APN 20409000071000

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	544 E MAIN ST, IONIA, MI 48846-1845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2017 · Amount on Record
Deed Sale	Mar 17, 2017 · Amount on Record
Prior Sale	Jan 29, 2007 · Amount on Record
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	544 E MAIN ST, IONIA, MI 48846-1845
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000651/0000009529
Date	Sep 26, 2018
Book Page	0000000651/0000009529

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Ionia County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
Municipality	Ionia City
Unified School District	Ionia Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,900 (+11.82%) Land $17,600 Building $54,300	$143,800 (+11.82%) Land $35,200 Building $108,600
2025	$1,740.00 Homeowner's exemption	$64,300 (+29.12%) Land $16,500 Building $47,800	$128,600 (+29.12%) Land $33,000 Building $95,600
2023		$49,800 Land $12,200 Building $37,600	$99,600 Land $24,400 Building $75,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ionia County (26067C), updated January 15, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260670317004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	11 (2004–2018)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Feb 2018, river or lake flooding
Claims By Storm	Flooding, Apr 2013 · 5 claims Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 311 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon, Point Broadband Fiber Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.