544 E Bel Mar Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 544 E Bel Mar Dr, Watsonville, CA 95076

Property Summary

Property Type	Rural Home
Details	4 bd · 6 ba · 10,496 sqft · built 2012
Lot Size	5.16 acres (225,205 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,750,000 (Sep 2021)
Tax Bill	$28,384 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`049-561-05`

Property Details

APN / Parcel Number

Primary APN	`049-561-05`
Alternative APN	`049-561-05-000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	15 Rooms
Building Area	10,496 sqft Living Area
Gross Area	11,200 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Wood
Lot Area	225,205 sqft
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	542 E BEL MAR DR
City	WATSONVILLE
State	CA
Zip	95076-6408
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SU
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2021
Census Tract	122402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	542 E BEL MAR DR, WATSONVILLE, CA 95076-6408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Sep 27, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Sep 8, 2010 · Amount on Record
Deed Document Number	202149198
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	542 E BEL MAR DR, WATSONVILLE, CA 95076-6408
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005621
Date	Feb 15, 2017
Instrument	2017-0005621

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 27, 2021
Property Address	542 E BEL MAR DR, WATSONVILLE, CA 95076-6408
Document Number	0000049198
Map Reference	VOL 61 PG 18
Instrument Date	Sep 23, 2021
Instrument	2021-0049198
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$6,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	542 E BEL MAR DR, WATSONVILLE, CA 95076-6408

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,421,050 (+2%) Land $1,210,525 Building $1,210,525
2025	$28,384.00 (+13.18%)	$2,373,578 (+4.04%) Land $1,186,789 Building $1,186,789
2023	$25,079.00 (+1.76%)	$2,281,410 Land $1,140,705 Building $1,140,705	$5,503,140
2022	$24,645.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2016–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
AT&T Fixed Wireless	25 / 3

May also be available: Cruzio, Etheric Networks, Verizon.

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