544 E 18th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 544 E 18th St, Chattanooga, TN 37408

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,240 sqft · built 2007
Lot Size	0.072 acres (3,150 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Mar 2023)
Tax Bill	$1,590 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145M P 026`

Property Details

APN / Parcel Number

Primary APN	`145M P 026`
Alternative APN	`0000158208`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,240 sqft Living Area

Exterior

Year Built	Built 2007
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,150 sqft (0.072 acres)
Lot Dimensions	90 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000158208
Street Address	544 E 18TH ST
City	CHATTANOOGA
State	TN
Zip	37408-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 JAMES KAY GLENN ADDN TO JEFFERSON HEIGHTS PB83 PG153 OUT OF 145M-P-15 FOR 2007
Legal Subdivision	JMS K GLENN ADDN TO
Legal Lot Number	11
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1118
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	544 E 18TH ST, CHATTANOOGA, TN 37408-2111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2023 · Amount on Record
Deed Sale	Mar 6, 2023 · Amount on Record
Prior Sale	Dec 20, 2012
Deed Document Number	2023030600174
Deed Book / Page	13228 / 809
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 6, 2023
Property Address	544 E 18TH ST, CHATTANOOGA, TN 37408-2111
Document Number	0000000174
Book / Page	13228 / 809
Map Reference	MB 83 PG 153
Instrument Date	Feb 28, 2023
Instrument	2023030600174
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, REALTY CENTER T&E LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,406.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	I544 E 18TH STREET, CHATTANOOGA, TN 37408

Mortgage

Document Number	0132280812
Date	Mar 6, 2023
Instrument	13228-0812

Lender

Name	PINNCACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,590.00 (+10.8%)	$104,925 (+63.56%)	$419,700 (+63.56%) Land $100,000 Building $319,700
2024	$1,435.00	$64,150 (-)	$256,600 (-) Land $50,000 Building $206,600
2023	$1,435.00	$64,150 (-)	$256,600 (-) Land $50,000 Building $206,600
2022	$1,435.00	$64,150	$256,600 Land $50,000 Building $206,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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