544 Centre St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 544 Centre St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,730 sqft · built 1940
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Nov 2017)
Tax Bill	$13,198 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`16-05800-0000-00042`

Property Details

APN / Parcel Number

Primary APN	`16-05800-0000-00042`
Alternative APN	`1600155000000003`

Interior

Building Area	1,730 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	1600155000000003
Street Address	544 CENTRE ST
City	NUTLEY
State	NJ
Zip	07110-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	50X200
Legal Block	5800
Legal Lot Number	42
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	3
Census Block	3002
Census Tract	13800

Owner

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	544 CENTRE ST, NUTLEY, NJ 07110-2211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage NP INC
Nov 29, 2017	Grant Deed, Transfer MEADOWBROOK FIN'L MTG BKERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2017 · Amount on Record
Deed Sale	Nov 29, 2017 · Amount on Record
Prior Sale	Apr 4, 2007 · Amount on Record
Deed Document Number	2017103407
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	544 CENTRE ST, NUTLEY, NJ 07110-2211
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002249
Date	Jan 12, 2026
Instrument	2026002249

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	544 CENTRE ST, NUTLEY, NJ 07110-2211
Document Number	0000081127
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	FIT AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	544 CENTRE ST NUTLEY NJ 071102211, NUTLEY, NJ 07110-2211

Mortgage

Document Number	0000081127
Date	Aug 24, 2020
Instrument	81127

Lender

Name	NP INC
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 29, 2017
Property Address	544 CENTRE ST, NUTLEY, NJ 07110-2211
Document Number	0000103407
Instrument Date	Nov 20, 2017
Instrument	103407
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	SURETY TITLE AGENCY INC, SURETY TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	544 CENTRE ST NUTLEY NJ 071102211, NUTLEY, NJ 07110-2211

Mortgage

Document Number	103408
Date	Nov 29, 2017
Instrument	103408

Lender

Name	MEADOWBROOK FIN'L MTG BKERS
Type	Mortgage Company
Address	WESTBURY, NY 11590

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2047

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,000 (-) Land $195,000 Building $294,000	$489,000 (-) Land $195,000 Building $294,000
2025	$13,198.00 (+2.55%)	$489,000 (-) Land $195,000 Building $294,000	$489,000 (-) Land $195,000 Building $294,000
2024	$12,870.00 (-5.8%)
2023		$489,000 Land $195,000 Building $294,000	$489,000 Land $195,000 Building $294,000
2022	$13,663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1999–2024)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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