544 Biscayne Dr, Birmingham, AL 35206 Property Records

Jefferson County property record for 544 Biscayne Dr, Birmingham, AL 35206

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 962 sqft · built 1960
Lot Size0.258 acres (11,250 sqft)
OwnerIndividual Name on Record
Last Sale$104,000 (Jun 2020)
Tax Bill$996 (2025)
Deeds & MortgagesAug 2026 Mortgage
Mar 2024 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN23-00-01-1-012-005.000

Property Details

APN / Parcel Number

Primary APN23-00-01-1-012-005.000
Alternative APNs
  • 23011012005000RR00
  • 310415

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area962 sqft Living Area
Gross Area1,924 sqft
1st Floor Area962 sqft
Basement Area962 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1992
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
TerrainRolling
PorchOpen Porch
Porch Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number310415
Street Address544 BISCAYNE DR
CityBIRMINGHAM
StateAL
Zip35206-1714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 18 BLK C BISCAYNE HIGHLANDS
Legal Range02W
Legal Township17S
Legal Section01
Legal SubdivisionBISCAYNE HGLDS 24-6-2
Legal BlockC
Legal Lot Number18
JurisdictionJEFFERSON AL
Township / Civil DivisionBIRMINGHAM
Census Block Group1
Census Block1005
Census Tract5302

Owner

Source: Jefferson County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address544 BISCAYNE DR, BIRMINGHAM, AL 35206-1714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Mar 4, 2024Deed of Trust, Mortgage · FHA Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jun 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
LEADER ONE FIN'L
Jun 5, 2020Deed of Trust, Mortgage · FHA Mortgage
LEADERONE FIN'L
Jan 28, 2020Warranty Deed, Transfer
HARISHA PATEL
Feb 28, 2020Correction Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2020 · Amount on Record
Deed SaleJun 19, 2020 · Amount on Record
Prior SaleJan 28, 2020 · Amount on Record
Deed Document Number202063379
Prior Transfer DateSep 29, 2014
Prior Transfer Doc201416/29457
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Recording DateAug 14, 2026
Property Address544 BISCAYNE DR, BIRMINGHAM, AL 35206-1714
Document Number0000075451
Instrument DateJul 27, 2026
Instrument202675451
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address544 BISCAYNE DR, BIRMINGHAM, AL 35206-1714

Mortgage

Document Number0000075451,
DateAug 14, 2026
Instrument202675451
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term287 Months
DueJul 1, 2050
Interest
Max Rate-1%

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address544 BISCAYNE DR, BIRMINGHAM, AL 35206-1714
Transaction TypeMortgage
Record UpdatedMar 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address544 BISCAYNE DR, BIRMINGHAM, AL 35206-1714

Mortgage

Document Number0000019029
DateMar 4, 2024
Instrument2024019029
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term312 Months
DueJan 1, 2050

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address544 BISCAYNE DR, BIRMINGHAM, AL 35206-1714
Document Number0000063380
Instrument DateJun 5, 2020
Transaction TypeMortgage
Record UpdatedAug 6, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address544 BISCAYNE DR BIRMINGHAM AL 352061714, BIRMINGHAM, AL 35206-1714

Mortgage

Document Number0000063380
DateJun 19, 2020
Instrument63380
Lender
NameLEADER ONE FIN'L
TypeFunding / Finance Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 18, 2030

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address544 BISCAYNE DR, BIRMINGHAM, AL 35206-1714
Document Number0000063379
Instrument DateJun 5, 2020
Transaction TypeMortgage
Record UpdatedAug 7, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address544 BISCAYNE DR BIRMINGHAM AL 352061714, BIRMINGHAM, AL 35206-1714

Mortgage

Document Number0000063379
DateJun 19, 2020
Instrument63379
Lender
NameLEADERONE FIN'L
TypeFunding / Finance Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2050

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON AL
Recording DateJan 28, 2020
Property Address544 BISCAYNE DR, BIRMINGHAM, AL 35206-1714
Document Number0000009283
Instrument DateJan 24, 2020
Instrument9283
Transaction TypeTransfer
Record UpdatedFeb 18, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$30.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1313 FORD AVE #A BIRMINGHAM AL 35217, A, BIRMINGHAM, AL 35217

Mortgage

Document Number9284
DateJan 28, 2020
Instrument9284
Lender
NameHARISHA PATEL
Agreement
AmountAmount Recorded

February 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionJEFFERSON AL
Recording DateFeb 28, 2020
Property Address544 BISCAYNE DR, BIRMINGHAM, AL 35206-1714
Document Number0000021244
Instrument DateJan 24, 2020
Instrument21244
Transaction TypeTransfer
Record UpdatedMar 24, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$30.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1313 ALFORD AVE HOOVER AL 352263127, HOOVER, AL 35226-3127
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateAlabama
MunicipalityBirmingham City
CountyJefferson County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$996.00$13,740 (-)$68,700 (-) Land $24,900 Building $43,800
2024$996.00 (+28.19%)
2023$13,740 Land $4,980 Building $8,760$68,700 Land $24,900 Building $43,800
2022$777.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ALABAMA WATER
serves 653,322 people · EPA ID AL0000738
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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