544 Beach Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 544 Beach Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1967
Square Footage2,100 sqft Living Area
Lot Size4,487 sqft (0.103 acres)
GarageCarport, 468 sqft
Last Sale$3,800,000 (2025)
Tax Bill$25,829.00 (2025)

Property Details

APN / Parcel Number

Primary APN043-152-37
Alternative APN
  • 043-152-37-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area2,100 sqft Living Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Construction TypeWood Construction
Roof MaterialOther (not Classified) Roof
Lot Area4,487 sqft (0.103 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
Garage Area468 sqft Garage
CarportCarport
Carport Area468 sqft Carport

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemRadiant Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address544 BEACH DR
CityAPTOS
StateCA
Zip95003-5306
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1001
Census Tract122205

Owner

Source: Santa Cruz County records · APN 043-152-37

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address19171 OAHU LN, SARATOGA, CA 95070-5115
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
May 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Aug 14, 2025Grant Deed, Transfer · Conventional Mortgage
CITIBANK NA
Jul 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 14, 2025 · Amount on Record
Deed SaleAug 14, 2025 · Amount on Record
Prior SaleSep 15, 2016 · Amount on Record
Deed Doc Number202516979
Record RefreshedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address544 BEACH DR, APTOS, CA 95003-5306
Transaction TypeMortgage
Record UpdatedSep 29, 2025
Title CompanyNATIONAL LINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 HERNANDEZ AVE, LOS GATOS, CA 95030-5806
InvestorPossibly a Property Investor

Mortgage

Document Number0000015781
DateMay 19, 2022
Instrument2022-0015781
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateJun 01, 2029
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.5%
IndexOther
Margin3
Max Rate8.5%

August 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 14, 2025
Property Address544 BEACH DR, APTOS, CA 95003-5306
Document Number0000016979
Instrument DateAug 08, 2025
Instrument2025-0016979
Transaction TypeTransfer
Record UpdatedSep 29, 2025
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,180.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address19171 OAHU LN, SARATOGA, CA 95070-5115

Mortgage

Document Number0000016980
DateAug 14, 2025
Instrument2025-0016980
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateSep 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.2%
IndexSOFR Average 30-Day
Margin3
Max Rate10.2%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address544 BEACH DR, APTOS, CA 95003-5306
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024613
DateJul 08, 2020
Instrument2020-0024613
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,800,000 (+79.41%) Land $3,040,000 Building $760,000
2025$25,829.00 (+10.54%)$2,118,070 (+4.04%) Land $1,694,456 Building $423,614
2023$23,367.00 (+1.95%)$2,035,822 Land $1,628,658 Building $407,164$3,984,930
2022$22,919.00

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