544 Allendale Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 544 Allendale Rd, Key Biscayne, FL 33149

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,810 sqft · built 1952
Lot Size0.175 acres (7,615 sqft)
Owner2 Individual Names on File
Last Sale$2,550,000 (Feb 2022)
Tax Bill$35,217 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Feb 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN24-5205-004-0020

Property Details

APN / Parcel Number

Primary APN24-5205-004-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,810 sqft Living Area
Gross Area2,591 sqft
1st Floor Area1,810 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Block/Hollow Tile/Frame
Construction TypeConcrete Block
Lot Area7,615 sqft (0.175 acres)
Lot Dimensions101 ft deep x 75.4 ft wide
Garage Area126 sqft
PorchPorch
Porch Area251 sqft
Patio Area200 sqft

Location & Zoning

Street Address544 ALLENDALE RD
CityKEY BISCAYNE
StateFL
Zip33149-1811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal DescriptionTROPICAL ISLE HOMES SUB 2ND ADDN PB 50-75 LOT 1 BLK 9 LOT SIZE 75.400 X 101 OR 20484-4096 05/2002 1 COC 24937-0447 09 2006 1
Legal Range42E
Legal Township55S
Legal Section05
Legal SubdivisionTROPICAL ISLE HOMES SUB 2ND ADDN
Legal Block9
Legal Lot Number1
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group3
Census Block3030
Census Tract4602

Owner

544 Allendale Rd is owned and occupied by two individuals who bought it in February 2022.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address544 ALLENDALE RD, KEY BISCAYNE, FL 33149-1811
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 16, 2023Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Feb 25, 2022Warranty Deed, Transfer · Conventional Mortgage
SPROUT MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2022 · Amount on File
Deed SaleFeb 25, 2022 · Amount on File
Prior SaleSep 22, 2006 · Amount on File
Deed Document Number2022165783
Deed Book / Page33039 / 1922
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address544 ALLENDALE RD, KEY BISCAYNE, FL 33149-1811
Transaction TypeMortgage
Record UpdatedApr 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address544 ALLENDALE RD, MIAMI, FL 33149-1811

Mortgage

Document Number0000323922
DateMay 16, 2023
Book Page33707/145
Instrument2023R0323922
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueMay 31, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateFeb 25, 2022
Property Address544 ALLENDALE RD, KEY BISCAYNE, FL 33149-1811
Document Number0000165783
Book / Page33039 / 1922
Map ReferenceMB 50 PG 75
Instrument DateFeb 15, 2022
Instrument2022R0165783
Transaction TypeTransfer
Record UpdatedApr 2, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$15,300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address155 OCEAN LANE DR # DR2032, DR2032, KEY BISCAYNE, FL 33149-1459

Transferred To (Grantee/Buyer)

NameVerified Name
Address544 ALLENDALE RD, KEY BISCAYNE, FL 33149-1811

Mortgage

Document Number0000001924
DateFeb 25, 2022
Instrument33039/1924
Lender
NameSPROUT MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 544 Allendale Rd was $35,217 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$35,217.00 Homeowner's exemption$2,220,513$2,381,968 Land $1,979,900 Building $402,068
2023$35,671.00 (+129.76%)$2,162,346 (+128.68%) Land $1,751,450 Building $410,896$2,162,346 (+5.77%) Land $1,751,450 Building $410,896
2022$15,525.00 Homeowner's exemption$945,569$2,044,354 Land $1,344,048 Building $700,306

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 544 Allendale Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 489 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies548 units insured
incl. 59 condo units
Nearby Flood Claims790 (1979–2021)
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 69 claims
  • Hurricane Katrina, Aug 2005 · 44 claims
  • Hurricane Andrew, Aug 1992 · 565 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 544 Allendale Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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