544 3rd St, Imperial Beach, CA 91932 Property Records

San Diego County property record for 544 3rd St, Imperial Beach, CA 91932

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 906 sqft · built 1960
Lot Size	0.113 acres (4,900 sqft)
Owner	Company Name on Record
Tax Bill	$2,065 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`625-032-12-00`

Property Details

APN / Parcel Number

Primary APN	`625-032-12-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	906 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	4,900 sqft (0.113 acres)

Location & Zoning

Street Address	544 3RD ST
City	IMPERIAL BEACH
State	CA
Zip	91932-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6000
Legal Description	BLK 12 LOT 36 TR 001902
Legal Subdivision	SILVER STRAND BEACH GARDENS
Legal Tract	001902
Legal Block	12
Legal Lot Number	36
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	10501

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	544 3RD ST, IMPERIAL BEACH, CA 91932-1102
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE ALLIANCE
Feb 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE ALLIANCE CORP
Jan 6, 2023	Intrafamily Transfer, Transfer
Jul 19, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 14, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage KARL ANDERSEN

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 6, 2023
Transfer Doc	0000004666
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 15, 2026
Property Address	544 3RD ST, IMPERIAL BEACH, CA 91932-1102
Document Number	0000202790
Instrument Date	Jul 9, 2026
Instrument	2026202790
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	544 3RD ST, IMPERIAL BEACH, CA 91932-1102

Mortgage

Document Number	0000202790,
Date	Jul 15, 2026
Instrument	2026202790

Lender

Name	HOME MORTGAGE ALLIANCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	544 3RD ST, IMPERIAL BEACH, CA 91932-1102
Transaction Type	Mortgage
Record Updated	Feb 22, 2024
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 3RD ST, IMPERIAL BEACH, CA 91932-1102

Mortgage

Document Number	0000036875
Date	Feb 13, 2024
Instrument	2024-0036875

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 6, 2023
Property Address	544 3RD ST, IMPERIAL BEACH, CA 91932-1102
Document Number	0000004666
Map Reference	MAP 1902
Instrument Date	Jan 6, 2023
Instrument	2023-0004666
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	544 3RD ST, IMPERIAL BEACH, CA 91932-1102

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	544 3RD ST, IMPERIAL BEACH, CA 91932-1102
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 3RD ST, IMPERIAL BCH, CA 91932-1102

Mortgage

Document Number	0000296936
Date	Jul 19, 2022
Instrument	2022-0296936

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2021
Property Address	544 3RD ST, IMPERIAL BEACH, CA 91932-1102
Document Number	0000434355
Map Reference	MAP 1902
Instrument Date	Jun 11, 2021
Instrument	2021-0434355
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 3RD ST, IMPERIAL BEACH, CA 91932-1102

Mortgage

Document Number	0000434356
Date	Jun 14, 2021
Instrument	2021-0434356

Lender

Name	KARL ANDERSEN
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Imperial Beach City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$142,345 (+2%) Land $81,429 Building $60,916
2025	$2,065.00 (+4.82%) Homeowner's exemption	$139,555 (+4.04%) Land $79,833 Building $59,722
2023	$1,970.00 (-4.74%) Homeowner's exemption	$134,137 Land $76,734 Building $57,403
2022	$2,068.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Nearby Flood Policies	18 units insured incl. 4 condo units
Nearby Flood Claims	7 (1983–2010)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Mar 2010 · tidal / storm surge
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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