5439 Westknoll Dr, La Jolla, CA 92037 Property Records

San Diego County property record for 5439 Westknoll Dr, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,676 sqft · built 1992
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Company Names on Record
Last Sale	$1,695,000 (Dec 2019)
Tax Bill	$23,665 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`358-570-27-00`

Property Details

APN / Parcel Number

Primary APN	`358-570-27-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,676 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	9,900 sqft (0.227 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5439 WESTKNOLL DR
City	LA JOLLA
State	CA
Zip	92037-7144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-4
Legal Description	LOT 31 TR 006774
Legal Subdivision	LA JOLLA ALTA
Legal Tract	006774
Legal Block	2
Legal Lot Number	31
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	8310

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5439 WESTKNOLL DR, LA JOLLA, CA 92037-7144
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK
Apr 15, 2022	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Dec 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BAY EQUITY LLC
Mar 30, 2020	Quit Claim Deed, Transfer BAY EQUITY
Dec 10, 2019	Grant Deed, Construction Loan KERCHNER FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2019 · Amount on Record
Deed Sale	Dec 10, 2019 · Amount on Record
Prior Sale	Apr 10, 2013 · Amount on Record
Deed Document Number	2019575664
Last Transfer Date	Dec 15, 2020
Transfer Doc	0000823028
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5439 WESTKNOLL DR, LA JOLLA, CA 92037-7144
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5439 WESTKNOLL DR, LA JOLLA, CA 92037-7144

Mortgage

Document Number	0000355828
Date	Dec 29, 2023
Instrument	2023-0355828

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5439 WESTKNOLL DR, LA JOLLA, CA 92037-7144
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5439 WESTKNOLL DR, LA JOLLA, CA 92037-7144

Mortgage

Document Number	0000166445
Date	Apr 15, 2022
Instrument	2022-0166445

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2020
Property Address	5439 WESTKNOLL DR, LA JOLLA, CA 92037-7144
Document Number	0000823028
Map Reference	MAP 6774
Instrument Date	Dec 15, 2020
Instrument	2020-0823028
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5439 WESTKNOLL DR, LA JOLLA, CA 92037-7144

Mortgage

Document Number	0000823029
Date	Dec 22, 2020
Instrument	2020-0823029

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 30, 2020
Property Address	5439 WESTKNOLL DR, LA JOLLA, CA 92037-7144
Document Number	0000163574
Instrument Date	Feb 25, 2020
Instrument	163574
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5439 WESTKNOLL DR LA JOLLA CA 920377144, LA JOLLA, CA 92037-7144

Mortgage

Document Number	163575
Date	Mar 30, 2020
Instrument	163575

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	770 TAMALPAIS DR # 207, CORTE MADERA, CA 94925-1736

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

December 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 10, 2019
Property Address	5439 WESTKNOLL DR, LA JOLLA, CA 92037-7144
Document Number	0000575664
Instrument Date	Nov 11, 2019
Instrument	575664
Transaction Type	Construction Loan
Record Updated	Dec 20, 2019
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,864.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5439 WESTKNOLL DR LA JOLLA CA 920377144, LA JOLLA, CA 92037-7144

Mortgage

Document Number	575665
Date	Dec 10, 2019
Instrument	575665

Lender

Name	KERCHNER FAMILY TRUST (PT)
Address	3530 LOWELL ST, SAN DIEGO, CA 92106-1716

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,890,798 (+2%) Land $1,439,017 Building $451,781
2025	$23,665.00 (+8.68%) Homeowner's exemption	$1,853,724 (+4.04%) Land $1,410,801 Building $442,923
2023	$21,775.00 (+2.74%) Homeowner's exemption	$1,781,744 Land $1,356,019 Building $425,725
2022	$21,195.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2016–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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