5439 Shady Ln, Duluth, MN 55811 Property Records

St. Louis County property record for 5439 Shady Ln, Duluth, MN 55811

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.75 ba · 910 sqft · built 1947
Lot Size0.632 acres (27,534 sqft)
OwnerIndividual Name on Record
Last Sale$208,000 (Jan 2021)
Tax Bill$2,498 (2026)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN280-0040-00210

Property Details

APN / Parcel Number

Primary APN280-0040-00210
Alternative APN
  • 1103566

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area910 sqft Gross Area
1st Floor Area910 sqft
Basement Area680 sqft
Finished Basement680 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area27,534 sqft (0.632 acres)
Garage Area576 sqft
Deck Area180 sqft
Cabin144 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1103566
Street Address5439 SHADY LN
CityDULUTH
StateMN
Zip55811-9734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSMU
Legal DescriptionLOT: 0027 BLOCK:003 SERIAL #
Legal SubdivisionCARIBOU LAKE TRACTS TOWN OF CA
Legal Block3
Legal Lot Number27
JurisdictionST LOUIS MN
Township / Civil DivisionCANOSIA
Census Block Group2
Census Block2021
Census Tract10602

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5439 SHADY LN, DULUTH, MN 55811-9734
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 20, 2021 · Amount on Record
Deed SaleJan 20, 2021 · Amount on Record
Deed Document Number20211035371
Prior Transfer DateJan 14, 2021
Prior Transfer Doc00T1035371
Record UpdatedSep 20, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJan 20, 2021
Property Address5439 SHADY LN, DULUTH, MN 55811-9734
Document Number00T1035371
Instrument DateJan 14, 2021
InstrumentT1035371
Transaction TypeTransfer
Record UpdatedFeb 10, 2021
Title CompanyARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$686.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5439 SHADY LN DULUTH MN 558119734, DULUTH, MN 55811-9734

Mortgage

Document NumberT1035372
DateJan 20, 2021
InstrumentT1035372
Lender
NameFIRST NAT'L BK/PROCTOR
TypeBank
AddressPROCTOR, MN 55810
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 19, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionCanosia Township
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,498.00 (+0.24%)
2025$2,492.00 (+7.32%)$260,600 (+2.8%) Land $89,900 Building $170,700$260,600 (+2.8%) Land $89,900 Building $170,700
2024$2,322.00$253,500 (+20.71%) Land $89,300 Building $164,200$253,500 (+20.71%) Land $89,300 Building $164,200
2022$210,000 Land $76,800 Building $133,200$210,000 Land $76,800 Building $133,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2022–2024)
Most Recent ClaimJun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Midco
Cable
250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shady Ln

Nearby Streets

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