Champaign County property record for 5439 Ludlow Rd, Cable, OH 43009 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,662 sqft · built 1900 |
| Lot Size | 5.88 acres (256,525 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,900 (Jun 2019) |
| Tax Bill | $2,924 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 032067-0 |
| Primary APN | 032067-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,662 sqft Living Area |
| Gross Area | 2,606 sqft |
| 1st Floor Area | 1,847 sqft |
| Upper Floors Area | 1,815 sqft |
| Basement Area | 1,287 sqft |
| Unfinished Basement | 1,287 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Brick/Stone |
| Foundation Type | No Foundation |
| Lot Area | 256,525 sqft (5.88 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Patio Area | 128 sqft |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Canopy | 192 sqft |
| Pole Barn | 1,440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 032067-0 |
|---|---|
| Street Address | 5439 LUDLOW RD |
| City | CABLE |
| State | OH |
| Zip | 43009-9736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RTS 00-00-00 __ 4925 DENNYEASEMENT |
| Legal Subdivision | HOMECREST ADDITION |
| Jurisdiction | CHAMPAIGN OH |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 11501 |
Source: Champaign County records · APN 032067-0
Assessment roll updated March 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5439 LUDLOW RD, CABLE, OH 43009-9736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Feb 06, 2020 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Jun 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 13, 2019 · Amount on Record |
| Deed Sale | Jun 13, 2019 · Amount on Record |
| Deed Document Number | 20192222 |
| Deed Book / Page | 566 / 1753 |
| Prior Transfer Date | Nov 23, 2015 |
| Prior Transfer Doc | 00537/2107 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 5439 LUDLOW RD, CABLE, OH 43009 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00569/4837 |
|---|---|
| Date | Feb 06, 2020 |
| Book Page | 569/4837 |
| Instrument | 202000000571 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 25, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Jun 13, 2019 |
| Property Address | 5439 LUDLOW RD, CABLE, OH 43009 |
| Document Number | 00566/1753 |
| Book / Page | 566 / 1753 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 201900002222 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Title Company | CITY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5439 LUDLOW RD, CABLE, OH 43009 |
| Document Number | 201900002223 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 201900002223 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Champaign County records · Assessment roll updated March 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Champaign County |
| County Subdivision | Salem Township |
| Unified School District | West Liberty-Salem Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,924.00 (-7.96%) | $90,410 (-6.64%) Land $27,980 Building $62,430 | $258,320 (-6.64%) Land $79,940 Building $178,380 |
| 2024 | $3,177.00 (-14.92%) | $96,840 (-) Land $20,570 Building $76,270 | |
| 2023 | $3,734.00 (-0.4%) | $96,840 (-) Land $20,570 Building $76,270 | $276,680 (-) Land $58,770 Building $217,910 |
| 2022 | $3,749.00 | $96,840 Land $20,570 Building $76,270 | $276,680 Land $58,770 Building $217,910 |
Source: FEMA National Flood Hazard Layer, Champaign County (39021C), updated September 12, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390210115013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Nearby Flood Policies | 13 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
| Benton Ridge Telephone Company | Fixed Wireless | 400 / 40 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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