Mobile County property record for 5439 Josie Ct, Theodore, AL 36582
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,816 sqft · built 2023 |
| Lot Size | 0.318 acres (13,865 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $318,500 (Jan 2026) |
| Tax Bill | $1,380 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Sep 2025 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R023808340000013038 |
| Primary APN | R023808340000013038 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| 1st Floor Area | 1,816 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,865 sqft (0.318 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 3528427 |
|---|---|
| Street Address | 5439 JOSIE CT |
| City | THEODORE |
| State | AL |
| Zip | 36582-8363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 KIPLING STATION PHASE II MBK 110/24 #SEC 34 T6S R2W #MP38 08 34 0 000 |
| Legal Range | 06S |
| Legal Township | 06S |
| Legal Section | 34 |
| Legal Subdivision | KIPLING STATION PHASE II |
| Legal Phase | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | THEODORE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 7103 |
Source: Mobile County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5439 JOSIE CT, THEODORE, AL 36582-8363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jan 28, 2026 | Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK FSB |
| Sep 23, 2025 | Warranty Deed, Transfer · Line of Credit BANKPLUS |
| Jun 20, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMEFI CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2026 · Amount on Record |
| Deed Sale | Jan 28, 2026 · Amount on Record |
| Prior Sale | Jun 20, 2023 · Amount on Record |
| Deed Document Number | 20265048 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jan 28, 2026 |
| Property Address | 5439 JOSIE CT, THEODORE, AL 36582-8363 |
| Document Number | 0000005048 |
| Map Reference | MB 110 PG 24 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 2026005048 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6245 OLD RANGELINE RD, THEODORE, AL 36582-5255 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 5439 JOSIE CT, THEODORE, AL 36582-8363 |
| Document Number | 0000005049 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | 2026005049 |
| Name | FIRST FEDERAL BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Sep 23, 2025 |
| Property Address | 5439 JOSIE CT, THEODORE, AL 36582-8363 |
| Document Number | 0000057611 |
| Map Reference | INST 2025052620 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 2025057611 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9070 DAWES CREEK DR, THEODORE, AL 36582-9640 |
| Name | Verified Name |
|---|---|
| Address | 5439 JOSIE CT, THEODORE, AL 36582-8363 |
| Document Number | 0000057612 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 2025057612 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jun 20, 2023 |
| Property Address | 5439 JOSIE CT, THEODORE, AL 36582-8363 |
| Document Number | 0000036796 |
| Map Reference | MB 110 PG 24 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2023036796 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 3, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 210 PORTSIDE BLVD, MOBILE, AL 36695-3328 |
| Name | Verified Name |
|---|---|
| Address | 5439 JOSIE CT, THEODORE, AL 36582-8363 |
| Document Number | 0000036797 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 2023036797 |
| Name | HOMEFI CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,380.00 (+7.06%) Homeowner's exemption | $28,840 (+7.89%) Land $3,000 Building $25,840 | $288,400 (+7.89%) Land $30,000 Building $258,400 |
| 2024 | $1,289.00 (+17.82%) Homeowner's exemption | $26,730 (+25.26%) Land $3,000 Building $23,730 | $267,300 (+150.52%) Land $30,000 Building $237,300 |
| 2023 | $1,094.00 (+458.16%) | $21,340 (+267.93%) Land $5,800 Building $15,540 | $106,700 (+267.93%) Land $29,000 Building $77,700 |
| 2022 | $196.00 | $5,800 Land $5,800 | $29,000 Land $29,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 3 (2005–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 97.3% of Alabama |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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