Orange County property record for 5439 Gemgold Ct, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,040 sqft · built 2006 |
| Lot Size | 0.224 acres (9,755 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $278,000 (Aug 2016) |
| Tax Bill | $4,578 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-23-27-1540-00-320 |
| Primary APN | 15-23-27-1540-00-320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 2,804 sqft |
| 1st Floor Area | 2,040 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,755 sqft (0.224 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 5439 GEMGOLD CT |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-3213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | EDENS HAMMOCK 62/134 LOT 32 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 15 |
| Legal Subdivision | EDENS HAMMOCK |
| Legal Tract | 1540 |
| Legal Lot Number | 32 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 17114 |
5439 Gemgold Ct is owned and occupied by two individuals who bought it in August 2016.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5439 GEMGOLD CT, WINDERMERE, FL 34786-3213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2016 · Amount on File |
| Deed Sale | Aug 15, 2016 · Amount on File |
| Prior Sale | Sep 23, 2010 · Amount on File |
| Deed Document Number | 2016419848 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 5439 Gemgold Ct was $4,578, up 5.6% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378,289 (+34.22%) | $467,120 (-1.17%) Land $125,000 Building $342,120 | |
| 2025 | $4,578.00 (+5.56%) Homeowner's exemption | $281,848 | $472,650 Land $125,000 Building $347,650 |
| 2024 | $4,337.00 (+7.48%) | ||
| 2023 | $4,035.00 (+4.32%) Homeowner's exemption | $265,927 (+3%) | $404,417 (+12.44%) Land $125,000 Building $279,417 |
| 2022 | $3,868.00 Homeowner's exemption | $258,182 | $359,665 Land $125,000 Building $234,665 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5439 Gemgold Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5439 Gemgold Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures