5439 E Perdido Ave, Orange Beach, AL 36561 Property Records

Baldwin County property record for 5439 E Perdido Ave, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 891 sqft · built 1966
Lot Size	0.152 acres (6,610 sqft)
Owner	Individual Name on Record
Tax Bill	$977 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62-07-37-0-006-237`

Property Details

APN / Parcel Number

Primary APN	`62-07-37-0-006-237`
Alternative APNs	`337907` `43097`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	891 sqft Heated Area
1st Floor Area	891 sqft
Flooring	Ceramic Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,610 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	337907
Street Address	5439 E PERDIDO AVE
City	ORANGE BEACH
State	AL
Zip	36561-4106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50' X 132.2' BEAR POINT LOT 108 PB4 PG103 GR SEC 37-T8S-R5E(WD)
Legal Subdivision	BEAR POINT ESTATES
Legal Lot Number	108
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2004
Census Tract	11414

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5439 E PERDIDO AVE, ORANGE BEACH, AL 36561-4106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Feb 3, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 15, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2017
Deed Sale	Jun 15, 2017
Prior Sale	Dec 15, 2014 · Amount on Record
Deed Document Number	20171638630
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Recording Date	Sep 2, 2026
Property Address	5439 E PERDIDO AVE, ORANGE BEACH, AL 36561-4106
Document Number	0002275598
Instrument Date	Aug 22, 2026
Instrument	20262275598
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5439 E PERDIDO AVE, ORANGE BEACH, AL 36561-4106

Mortgage

Document Number	0002275598,
Date	Sep 2, 2026
Instrument	20262275598

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2056

Interest

Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	5439 E PERDIDO AVE, ORANGE BEACH, AL 36561-4106
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001888341
Date	Feb 3, 2021
Instrument	1888341

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 15, 2017
Property Address	5439 E PERDIDO AVE, ORANGE BEACH, AL 36561-4106
Document Number	0001638630
Instrument Date	Jun 12, 2017
Instrument	1638630
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5439 E PERDIDO AVE ORANGE BEACH AL 365614106, ORANGE BEACH, AL 36561-4106

Mortgage

Document Number	1638631
Date	Jun 15, 2017
Instrument	1638631

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City
Unified School District	Orange Beach City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$977.00 (+3.83%) Homeowner's exemption
2025	$941.00 (+14.76%)	$31,340 (+13.72%) Land $18,220 Building $13,120	$325,200 (+18.04%) Land $189,100 Building $136,100
2023	$820.00 (+28.73%) Homeowner's exemption	$27,560 (+26.19%)	$275,500 (+26.2%) Land $145,800 Building $129,700
2022	$637.00 (+17.31%) Homeowner's exemption	$21,840	$218,300 Land $108,000 Building $110,300
2021	$543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 285 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	305 units insured incl. 20 condo units
Nearby Flood Claims	131 (2004–2020)
Claims Outside the SFHA	10 of 131
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 101 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims Hurricane Ivan, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: C Spire Wireless.

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