5439 Cabbage Spring Rd, Mount Airy, MD 21771 Property Records

Carroll County property record for 5439 Cabbage Spring Rd, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,352 sqft · built 1993
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Apr 2023)
Tax Bill	$5,484 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-030751`

Property Details

APN / Parcel Number

Primary APN	`09-030751`
Alternative APNs	`9030751` `030751`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,352 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	210 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	030751
Street Address	5439 CABBAGE SPRING RD
City	MOUNT AIRY
State	MD
Zip	21771-8018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 2 - 1.06 ACS 5439 CABBAGE SPRING RD 3 WILROSE EST SC 1 PL A
Legal Subdivision	WILROSE ESTATES SEC 1 A
Legal Lot Number	2
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2012
Census Tract	509002

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5439 CABBAGE SPRING RD, MOUNT AIRY, MD 21771-8018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit GTE FCU
Oct 27, 2025	Deed, Transfer · Conventional Mortgage ARISTAR MORTGAGE CO
Apr 20, 2023	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Feb 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Prior Sale	Dec 3, 1997 · Amount on Record
Deed Book / Page	11016 / 350
Last Transfer Date	Oct 7, 2025
Transfer Doc	0115970025
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5439 CABBAGE SPRING RD, MOUNT AIRY, MD 21771-8018
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102060009
Date	Apr 12, 2021
Book Page	10206/9

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5439 CABBAGE SPRING RD, MOUNT AIRY, MD 21771-8018
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0115970048
Date	Oct 27, 2025
Book Page	11597/48

Lender

Name	GTE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 27, 2025
Property Address	5439 CABBAGE SPRING RD, MOUNT AIRY, MD 21771-8018
Document Number	0115970025
Book / Page	11597 / 25
Map Reference	PL 72
Instrument Date	Oct 7, 2025
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5439 CABBAGE SPRING RD, MOUNT AIRY, MD 21771-8018

Mortgage

Document Number	0001159729
Date	Oct 27, 2025
Instrument	11597/29

Lender

Name	ARISTAR MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 20, 2023
Property Address	5439 CABBAGE SPRING RD, MOUNT AIRY, MD 21771-8018
Document Number	0110160350
Book / Page	11016 / 350
Map Reference	PL 35
Instrument Date	Apr 11, 2023
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	RLM TITLE AGENCY, REALM TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5439 CABBAGE SPRING RD, MOUNT AIRY, MD 21771-8018

Mortgage

Document Number	0110160356
Date	Apr 20, 2023
Instrument	11016-0356

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5439 CABBAGE SPRING RD, MOUNT AIRY, MD 21771-8018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089490374
Date	Feb 27, 2018
Book Page	8949/0374

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,484.00 (+5.46%) Homeowner's exemption	$564,033 (+12.9%)	$628,500 (-) Land $200,600 Building $427,900
2025	$5,200.00 (+9.89%) Homeowner's exemption	$499,567 (+19.28%)	$628,500 (+44.45%) Land $200,600 Building $427,900
2023	$4,732.00	$418,833	$435,100 Land $180,600 Building $254,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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