5438 Useppa Dr, Ave Maria (Immokalee), FL 34142 Property Records

Collier County property record for 5438 Useppa Dr, Ave Maria, FL 34142

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 2017
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Jan 2022)
Tax Bill	$4,855 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`234780 803E04`

Property Details

APN / Parcel Number

Primary APN	`234780 803E04`
Alternative APN	`27725004461`

Interior

Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	3,485 sqft (0.08 acres)
Deck Area	52 sqft

Location & Zoning

Street Address	5438 USEPPA DR
City	AVE MARIA
State	FL
Zip	34142-5077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COQUINA AT MAPLE RIDGE PHASE 2 AND 3 LOT 80
Legal Range	29
Legal Township	48
Legal Section	4
Legal Subdivision	COQUINA MAPLE RIDGE PH 2&3
Legal Phase	2
Legal Block	1
Legal Lot Number	80
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1031
Census Tract	11208

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5438 USEPPA DR, AVE MARIA, FL 34142-5077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Warranty Deed, Transfer · VA Mortgage FIRST HORIZON BANK
Sep 1, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 21, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Jun 12, 2018	Loan Modification, Mortgage PENNYMAC
Jun 30, 2017	Special Warranty Deed, Transfer · Conventional Mortgage THE AMERICAN EAGLE MORTGAGE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2022 · Amount on Record
Deed Sale	Jan 27, 2022 · Amount on Record
Prior Sale	Sep 1, 2021 · Amount on Record
Deed Document Number	20226196460
Deed Book / Page	6076 / 2751
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 27, 2022
Property Address	5438 USEPPA DR, AVE MARIA, FL 34142-5077
Document Number	0060762751
Book / Page	6076 / 2751
Map Reference	MB 61 PG 31
Instrument Date	Jan 5, 2022
Instrument	6196460
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3510 N MILLER RD UNIT 1019, 3510, SCOTTSDALE, AZ 85251-4519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5438 USEPPA DR, AVE MARIA, FL 34142-5077

Mortgage

Document Number	0060762753
Date	Jan 27, 2022
Instrument	6076/2753

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 1, 2021
Property Address	5438 USEPPA DR, AVE MARIA, FL 34142-5077
Document Number	0060061738
Book / Page	6006 / 1738
Map Reference	MB 61 PG 31
Instrument Date	Aug 24, 2021
Instrument	6122174
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	NOT AVAILABLE, BRYANT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18071 TRAVERSE DR, 18071, ALVA, FL 33920-3121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5438 USEPPA DR, AVE MARIA, FL 34142-5077

Mortgage

Document Number	60061740
Date	Sep 1, 2021
Instrument	6006/1740

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 21, 2020
Property Address	5438 USEPPA DR, AVE MARIA, FL 34142-5077
Document Number	0057181804
Book / Page	005718 / 001804
Instrument Date	Dec 16, 2019
Instrument	5817403
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,414.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18071 TRAVERSE DR BOCA GRANDE FL 33921, BOCA GRANDE, FL 33921

Mortgage

Document Number	57181806
Date	Jan 21, 2020
Book Page	005718/001806
Instrument	5817404

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	5438 USEPPA DR, AVE MARIA, FL 34142-5077
Document Number	0055361631
Instrument Date	Jun 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5438 USEPPA DRIVE AVE AVE MARIA FL 34142, AVE MARIA, FL 34142

Mortgage

Document Number	0055361631
Date	Jul 25, 2018
Book Page	005536/001631
Instrument	5590839

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

June 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 30, 2017
Property Address	5438 USEPPA DR, AVE MARIA, FL 34142-5077
Document Number	0054110075
Book / Page	5411 / 0075
Map Reference	MB61 PG31
Instrument Date	Jun 29, 2017
Instrument	5424506
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CLLIER INSURANCE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,361.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2020 SALZEDO ST STE 200, 2020, CORAL GABLES, FL 33134-4358

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Al (and Others)
Address	5438 USEPPA DR, AVE MARIA, FL 34142-5077

Mortgage

Document Number	0005424507
Date	Jun 30, 2017
Instrument	5424507

Lender

Name	THE AMERICAN EAGLE MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,927 (+2.7%)	$280,343 (+22.03%) Land $45,659 Building $234,684
2025	$4,855.00 (+3.14%) Homeowner's exemption	$229,724 (-6.25%) Land $47,988 Building $181,736	$229,724 (-6.25%) Land $47,988 Building $181,736
2023	$4,707.00 (+7.81%) Homeowner's exemption	$245,032 (+15.32%) Land $54,968 Building $190,064	$245,032 (+15.32%) Land $54,968 Building $190,064
2022	$4,366.00 Homeowner's exemption	$212,481 Land $41,226 Building $171,255	$212,481 Land $41,226 Building $171,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVE MARIA UTILITY COMPANY, LLLP private · serves 11,982 people · EPA ID FL5114154
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

5438 Useppa Dr, Ave Maria (Immokalee), FL 34142 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2017: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Useppa Dr

Nearby Streets

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