5438 N Wayne Ave, Chicago, IL 60640 Property Records

Cook County property record for 5438 N Wayne Ave, Chicago, IL 60640

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,342 sqft · built 1908
Lot Size	0.134 acres (5,842 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (May 1995)
Tax Bill	$22,931 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-08-110-025`

Property Details

APN / Parcel Number

Primary APN	`14-08-110-025`
Alternative APN	`14-08-110-025-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,342 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1910
Architectural Style	Old Style
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,842 sqft (0.134 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5438 N WAYNE AVE
City	CHICAGO
State	IL
Zip	60640-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(COCHRANS) (3RD) ADD TO (EDGEWATER) IN EH NW SEC 08-40-14
Legal Range	14E
Legal Township	40N
Legal Section	08
Legal Subdivision	COCHRANS 3RD ADD TO EDGEWATER
Legal Block	5
Legal Lot Number	8,9
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2006
Census Tract	30800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lakewood Balmoral Historic District listed 1999 · 490 contributing resources · NRIS 99000162

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5438 N Wayne Ave is owned and occupied by an individual who bought it in May 1995.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5438 N WAYNE AVE, CHICAGO, IL 60640-1305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 6, 2018	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 1995 · Amount on File
Deed Sale	May 15, 1995 · Amount on File
Deed Document Number	1995799
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5438 N WAYNE AVE, CHICAGO, IL 60640-1305
Transaction Type	Mortgage
Record Updated	Jan 11, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036233113
Date	Dec 28, 2021
Instrument	2136233113

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5438 N WAYNE AVE, CHICAGO, IL 60640-1305
Document Number	1829547042
Instrument Date	Oct 6, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5438 N WAYNE AVE CHICAGO IL 606401305, CHICAGO, IL 60640-1305

Mortgage

Document Number	1829547042
Date	Oct 22, 2018
Instrument	29547042

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.76%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,849 Land $58,128 Building $72,721	$1,308,490 Land $581,280 Building $727,210
2023	$22,931.00 (+2.68%)
2022	$22,332.00 Homeowner's exemption	$112,000 Land $46,736 Building $65,264	$1,120,000 Land $467,360 Building $652,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5438 N Wayne Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5438 N Wayne Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Zentro.

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